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100 High Street, Banstead, Surrey
£1,100,000
Bedrooms
Bathrooms
'No Onward Chain'
A well-presented and spacious five bedroom detached house in a favoured road in the Nork area of Banstead.
It is ideally located close to well-regarded schools and the green open spaces of Nork Park. A comprehensive range of shopping can be found within easy reach at Nork Parade and Banstead High Street, with its selection of restaurants and shops, including Waitrose Supermarket and Marks & Spencer Simply Food.
This attractive detached home offers just under 2700 square feet of living space. Having been well maintained over time by the owners, the property now combines charm and character with superb family accommodation in a much sought after location.
The ground floor comprises; generous bright entrance hall with turning staircase, downstairs cloakroom, a principal rear reception room measuring an impressive 26 feet across with a wonderful view of the garden, an adjacent semi open plan living room , another reception room to the front with bay window and feature fireplace, a kitchen/breakfast room with a range of high and low level units and some integrated appliances, a conservatory, and a large utility room.
Upstairs continues to impress, with five well proportioned double bedrooms. The principal bedroom offers a superb view of the garden, and benefits from an ensuite shower room. The second bedroom also has a bay window, with the three further double bedrooms served by the two family bathrooms.
The fabulous rear garden is an impressive 170 feet in length, with a south west aspect, a good patio area, large lawn, and mature borders. The far end of the garden is screened by hedges and has been used as a vegetable garden with raised beds and a greenhouse. To the front the driveway provides ample off street parking and access to the tandem garage. There is a small central lawned area, a selection of shrub borders, all framed with mature hedges.
All in all a superb house in a very convenient location, close to well regarded schools, both private and state run for all age groups. The area is surrounded by some of Surreys finest open green belt countryside where fine walks and sporting pursuits such as golf and horse riding can be enjoyed.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £4,757.14
Total Interest: £612,568.79
Overall Total: £1,712,568.79
Amortization For Monthly Payment: £4,757.14 over 30 years ( Based on 3.20% Interest )
| Year | Interest | Principal | Balance |
|---|---|---|---|
| 2025 | £34,876.14 | £22,209.49 | £1,077,790.51 |
| 2026 | £34,154.92 | £22,930.71 | £1,054,859.81 |
| 2027 | £33,410.28 | £23,675.35 | £1,031,184.46 |
| 2028 | £32,641.46 | £24,444.17 | £1,006,740.29 |
| 2029 | £31,847.67 | £25,237.96 | £981,502.33 |
| 2030 | £31,028.10 | £26,057.52 | £955,444.81 |
| 2031 | £30,181.92 | £26,903.70 | £928,541.11 |
| 2032 | £29,308.26 | £27,777.36 | £900,763.75 |
| 2033 | £28,406.24 | £28,679.39 | £872,084.36 |
| 2034 | £27,474.91 | £29,610.71 | £842,473.64 |
| 2035 | £26,513.35 | £30,572.28 | £811,901.37 |
| 2036 | £25,520.56 | £31,565.07 | £780,336.30 |
| 2037 | £24,495.53 | £32,590.09 | £747,746.21 |
| 2038 | £23,437.22 | £33,648.41 | £714,097.80 |
| 2039 | £22,344.53 | £34,741.09 | £679,356.71 |
| 2040 | £21,216.37 | £35,869.26 | £643,487.45 |
| 2041 | £20,051.57 | £37,034.06 | £606,453.39 |
| 2042 | £18,848.94 | £38,236.69 | £568,216.70 |
| 2043 | £17,607.26 | £39,478.37 | £528,738.33 |
| 2044 | £16,325.26 | £40,760.37 | £487,977.96 |
| 2045 | £15,001.62 | £42,084.00 | £445,893.96 |
| 2046 | £13,635.01 | £43,450.62 | £402,443.34 |
| 2047 | £12,224.01 | £44,861.61 | £357,581.73 |
| 2048 | £10,767.20 | £46,318.43 | £311,263.30 |
| 2049 | £9,263.08 | £47,822.55 | £263,440.75 |
| 2050 | £7,710.11 | £49,375.52 | £214,065.23 |
| 2051 | £6,106.71 | £50,978.92 | £163,086.32 |
| 2052 | £4,451.25 | £52,634.38 | £110,451.94 |
| 2053 | £2,742.02 | £54,343.60 | £56,108.33 |
| 2054 | £977.29 | £56,108.33 | £0.00 |
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
100 High Street, Banstead, Surrey
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Mon May 26 2025
All confirmed! We look forward to speaking with you.
Mon May 26 2025
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