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£750,000
Bedrooms
Bathrooms
''' IMPRESSIVELY SPACIOUS, 5 BEDROOM SEMI DETACHED MODERN HOME, WITH A DRIVEWAY AND 70FT GARDEN '''
This attractive, modern home is only 5 years old and benefits from the remainder of a 10 year Buildzone guarantee.
On the ground floor there is a large entrance hall with a cloakroom, utility cupboard under the stairs and a fitted 'Ring' doorbell system, the lounge has a bay window to the front and there is a separate playroom. At the rear is a spacious kitchen/family room with ample space to dine in also and direct access to the rear garden via a folding door. The kitchen itself comes with quartz work surfaces and a selection of appliances including a range oven, fridge/freezer with ice dispenser and an integrated dishwasher. On the first floor there is a landing area with access to a study, there is a master bedroom suite to the front with an en-suite shower room, to the rear is a guest bedroom with an en-suite shower room and on the second floor you have two further double bedrooms and a family bathroom. All the bathrooms, shower rooms and en-suite benefit from underfloor heating as does the kitchen/family space with the added convenience of 'Hive' heating control.
Outside there is a driveway to the front, a side access which leads to the 70ft rear garden that has been turfed and has a patio area, outside tap and lighting.
Nearby you have access to bus routes, local shops and a range of highly regarded school including St Bedes and Royal Alexandra and Albert. Redhill town centre can be found around half a mile to the south where you have a extensive shopping options, a new multi screen cinema and leisure complex, and superb train links in central London, Gatwick, Reading, Guildford and Tonbridge.
Room Dimensions: -
Ground Floor: -
Entrance Hall - 10.29m x 4.62m (339 x 152) -
Cloakroom - 2.59m x 1.35m (86 x 45) -
Lounge - 4.04m x 3.23m (133 x 107) -
Kitchen/Dining/Family Room - 5.99m x 4.60m (198 x 151) -
Playroom - 3.23m x 3.15m (107 x 104) -
First Floor: -
Bedroom One - 6.50m x 3.23m (214 x 107) -
Ensuite Shower Room - 1.91m x 1.70m (63 x 57) -
Bedroom Two - 4.60m x 3.48m (151 x 115) -
Ensuite Shower Room - 3.10m x 1.22m (102 x 40) -
Bedroom Five - 3.48m x 2.44m (115 x 80) -
Second Floor: -
Bedroom Three - 3.89m x 3.68m (129 x 121) -
Bathroom - 2.57m x 1.60m (85 x 53) -
Bedroom Four - 3.94m x 3.68m (1211 x 121) -
Gas Central Heating -
Double Glazed Windows -
70Ft Rear Garden -
Off Road Parking For Two Cars -
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £3,243.50
Total Interest: £417,660.54
Overall Total: £1,167,660.54
Amortization For Monthly Payment: £3,243.50 over 30 years ( Based on 3.20% Interest )
| Year | Interest | Principal | Balance |
|---|---|---|---|
| 2025 | £23,779.19 | £15,142.83 | £734,857.17 |
| 2026 | £23,287.45 | £15,634.57 | £719,222.60 |
| 2027 | £22,779.74 | £16,142.28 | £703,080.31 |
| 2028 | £22,255.54 | £16,666.48 | £686,413.84 |
| 2029 | £21,714.32 | £17,207.70 | £669,206.14 |
| 2030 | £21,155.52 | £17,766.49 | £651,439.64 |
| 2031 | £20,578.58 | £18,343.43 | £633,096.21 |
| 2032 | £19,982.91 | £18,939.11 | £614,157.10 |
| 2033 | £19,367.89 | £19,554.13 | £594,602.97 |
| 2034 | £18,732.90 | £20,189.12 | £574,413.85 |
| 2035 | £18,077.28 | £20,844.73 | £553,569.11 |
| 2036 | £17,400.38 | £21,521.64 | £532,047.48 |
| 2037 | £16,701.50 | £22,220.52 | £509,826.96 |
| 2038 | £15,979.92 | £22,942.10 | £486,884.86 |
| 2039 | £15,234.91 | £23,687.11 | £463,197.75 |
| 2040 | £14,465.71 | £24,456.31 | £438,741.44 |
| 2041 | £13,671.52 | £25,250.50 | £413,490.95 |
| 2042 | £12,851.55 | £26,070.47 | £387,420.48 |
| 2043 | £12,004.95 | £26,917.07 | £360,503.41 |
| 2044 | £11,130.86 | £27,791.16 | £332,712.25 |
| 2045 | £10,228.38 | £28,693.64 | £304,018.61 |
| 2046 | £9,296.60 | £29,625.42 | £274,393.19 |
| 2047 | £8,334.55 | £30,587.46 | £243,805.73 |
| 2048 | £7,341.27 | £31,580.75 | £212,224.98 |
| 2049 | £6,315.73 | £32,606.28 | £179,618.69 |
| 2050 | £5,256.89 | £33,665.13 | £145,953.57 |
| 2051 | £4,163.67 | £34,758.35 | £111,195.22 |
| 2052 | £3,034.94 | £35,887.08 | £75,308.14 |
| 2053 | £1,869.56 | £37,052.46 | £38,255.68 |
| 2054 | £666.34 | £38,255.68 | £0.00 |
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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Fri May 23 2025
All confirmed! We look forward to speaking with you.
Fri May 23 2025
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