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£675,000 Guide Price
Bedrooms
Bathrooms
GUIDE PRICE BETWEEN 675,000-700,000
Welcome to this period and characterful home nestled in the heart of St.Leonards.
Looking for a home to grow into? This house offers plenty of space throughout, the ground floor boasting a stunning entrance hall with wooden floors, leading to the open-plan kitchen/reception room with space for dining, entertaining or family moments, with double doors out onto the garden this space is bright and airy, given a relaxing and calming feel. Like to cook? The modern kitchen space has ample cupboard room, with double oven and induction hob plus a separate larder which offers great storage or room for any culinary goods. The addition of a further breakfast room is basked in sunshine with the bonus of a skylight and further doors to the garden, this acts as a great space for a morning coffee or for late evening relaxation.
The main living space provides a cosy retreat with working open fire, large bright window and hanging chandelier, all gracefully brought together with the teal paint and soft dark furnishings.
Heading upstairs you will find a bright stairway with spacious landing, currently set up a reading nook. The three double bedrooms on this floor offering space and light throughout with the main bedroom suite providing a modern en-suite. The main and stylish family bathroom on this level has a fabulous free standing bath with walk-in shower. Heading up again is an additional loft bedroom, with great views and offers a walk-in style wardrobe area or office space.
Like the outdoors? The sunny rear garden has multiple spaces for activities whether youre enjoying a coffee on the decking, hosting a summer barbecue or tinkering in the workshop/summerhouse, this space is perfect for entertaining or relaxing. The front driveway provides off-street parking, while a separate studio annex offers additional accommodation for guests, potential rental income or to can integrated back into the main home.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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