New build detached house

£725,000

3

Bedrooms

2

Bathrooms

3

Reception

Floorplan

BRAND NEW LUXURY HOME IN PRESTIGIOUS ST. CROSS

Discover contemporary elegance at this exceptional 2024-built detached residence on Edgar Road, set in Winchesters most sought-after St. Cross district. Perfectly located, you are just a short strollaround 10 minutes on footinto Winchesters historic city centre with its bustling shops, cafs, and restaurants, as well as the mainline railway station offering fast connections to London and beyond.

DESIGNED FOR MODERN FAMILY LIVING
The heart of the home is the striking open-plan kitchen, a true showpiece for entertaining. Sleek quartz worktops, a statement peninsula with integrated hob, wine fridge, and generous larder create a chefs dream. This flows beautifully into the spacious sitting room, complete with Juliet balconies that flood the space with lightideal for both relaxed family living and hosting guests.

FLEXIBLE, BEAUTIFULLY CRAFTED SPACES
Three well-proportioned bedrooms include a spectacular top-floor master suite with far-reaching views across St. Catherines Hill. A versatile home office offers flexibility to suit your lifestyleperfect as a study, playroom, or media space.

OUTDOOR SANCTUARY & MODERN COMFORTS
Enjoy sunny mornings and evenings on the private balcony with contemporary glass panelling, or relax in the charming courtyard garden framed by timber planters. Eco-conscious features such as an air-source heat pump and pressurised hot water system provide efficient, sustainable living.

ATTENTION TO DETAIL
From the welcoming entrance hall to the luxurious ensuite shower room, every finish reflects superior quality and thoughtful design. Additional highlights include a utility room, guest WC, and plentiful storage.

PRACTICAL BENEFITS
The property is offered with a one-year parking permit for the area (renewable by the new owner), adding rare convenience in this highly desirable location.

This is St. Cross living at its very finestwhere heritage and charm meet contemporary luxury. A unique opportunity to own a brand-new home in one of Winchesters most prestigious addresses.



Features
  • Freehold

Nearest Stations:

0.59 miles
Winchester
2.55 miles
Shawford
5.92 miles
Chandlers Ford
6.32 miles
Eastleigh
7.69 miles
Southampton Airport (Parkway)

Map location is not available for this property.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 600825

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 18125
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 57075
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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