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20 Portsmouth Road, Hampshire, SO19 9AB
£279,950
Bedrooms
Bathrooms
Reception
This well-proportioned semi-detached home comprises three spacious bedrooms alongside a family bathroom, making it ideal for households of all sizes. The property benefits from practical off-road parking and a single garage, providing secure vehicle accommodation and valuable additional storage space.
The location represents one of the propertys strongest assets, particularly for commuters. Swaythling Train Station sits within walking distance, delivering regular services to Southampton Central, Winchester, and direct connections to London Waterloo. Road links are equally impressive, with both the M27 and M3 motorways accessible within minutes, opening up the entire South Coast corridor from Portsmouth to Bournemouth, plus swift routes north to Winchester and beyond.
This property will particularly appeal to first-time buyers seeking a well-presented home with immediate move-in potential, growing families requiring flexible living arrangements, and astute investors recognizing the strong rental demand in this commuter-friendly location. The combination of practical accommodation, excellent transport infrastructure, and Southamptons City Centre proximity.
Early viewing is highly recommended to appreciate the full potential this well-positioned family home has to offer.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
20 Portsmouth Road, Hampshire, SO19 9AB
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