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75/77 Lowfield Street, Dartford, DA1 1HP
£260,000 Guide Price
Bedrooms
Bathrooms
Reception
Situated in the desirable village of Farningham you will find this spacious chain free 1 bedroom maisonette which forms part of an elegant character property and former public house known as The Bricklayers Arms. The property boasts large double glazed windows allowing for ample amounts of natural light to flood in and in addition the property has a bright an airy feel thanks to the high ceilings. Allocated parking for 1 car is included via the gated gravel driveway plus access to the well maintained shared rear garden. Within a short walk you will find local restaurants and pubs and for those who enjoy their walks the beautiful Kent countryside is on your doorstep.
Entrance Hall: UPVC double glazed door and window, radiator, laminate floor covering
Lounge: 6.000m x 5.000m (19'9ft x 16'5ft) Double glazed windows, fitted carpet, radiators
Kitchen: 2.750m x 1.670m (9'1ft x 5'6ft) Wall and base units, stainless steel sink with mono bloc tap, built in electric oven & hob, extractor hood, laminate floor covering, space and plumbing for a washing machine
Bedroom: 3.750m x 3.140m (12'3 x 10'4ft) Double window, fitted carpet, radiator
Bathhroom: 2.160m x 1.929m (7'1ft x 6'4ft) White bathroom suite consisting of shower bath with mixer taps and shower attachments, glass shower screen, wash hand basin & WC, chrome heated towel rail, partly tiled walls, vinyl floor covering
Remaining Lease: 945 years
Service charge p/a: 850.00
Ground Rent: 100.00
Buildings insurance: 471.06 (2024 to 2025)
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
75/77 Lowfield Street, Dartford, DA1 1HP
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