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42, Taunton, TA1 1UD
£450,000
Bedrooms
Bathrooms
Reception
If you're searching for a property steeped in history, brimming with charm, and full of character, this remarkable cottage offers a truly unique opportunity. Believed to date back as far as the 15th Century, with later additions made in the 19th Century, this home is a living piece of English heritage.
Despite being a two-bedroom cottage, the property spans an impressive circa 165 square metres, making it larger than many modern four-bedroom homes. There is excellent potential for reconfiguration or extension, subject to the appropriate planning and building regulations.
Constructed in traditional cob with a Cruck-framed roof, the structure showcases a rich architectural heritage. The thatched roof, recently re-done, provides a timeless silhouette and is expected to remain in excellent condition for many years. Internally, the property has seen thoughtful updates over time, including upgraded electrics, and a current electrical certificate. Originally a three-bedroom layout, thecurrent owners have reimagined the space into two spacious double bedrooms and a generous landing.
As you step through the broad ribbed plank door beneath the thatched bonnet, you're immediately transported back in time. The entrance hall features plank-and-muntin walls, original exposed beams, and traditional wooden doors, all offering a warm welcome.
The sitting room is a standout feature with its substantial inglenook fireplace complete with an original bread oven, charming window seating, and a tucked-away study nookideal for work or reading. The formal dining room, with another inglenook fireplace, is perfect for entertaining guests.
Beyond, a large kitchen breakfast room offers modern convenience, with plenty of storage and space for family gatherings. A ground floor cloakroom sits conveniently near the rear porch and garden access.
The rear porch stretches along the back of the house, offering shelter and shade throughout the seasons. It connects to a handy outbuilding currently used as a utility room, and provides rear access to the spacious garage.
The mature garden is a vibrant haven for nature lovers and children alike, filled with colourful flowers, established shrubs, and hidden corners waiting to be explored. Two substantial barns, each approximately 7 by 4 metres and containing a stable, add further practical storage or workspace options.
To the front, you'll find side access to the rear garden, while on the opposite side sits a large double garage.
As it is an old building, the owner has commissioned a Level 3 survey, which interested parties will be able to have access to.
Please see the floor plan for dimensions. (As the wall of the property are irregular, we advise that you take your own measurements, if required)
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Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
42, Taunton, TA1 1UD
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