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2-4 Baker Street, HU2 8HP
£295,000
Bedrooms
Bathrooms
Reception
** VIEWING ESSENTIAL **
This immaculate three-bedroom semi-detached home is available for sale with no chain and vacant possession. A rare opportunity to own a BEAUTIFUL, REFINED property in a one of Hulls best Avenues near well-regarded schools and just a short distance from the University of Hull. Combining convenience, comfort, and style, this home is truly exceptional.
A spacious rear extension enhances the open-plan living and dining kitchen, featuring Velux windows and French doors that allow natural light to flood the space. The property has been meticulously refurbished with comprehensive updates, including rewiring, replumbing, and a full range of integrated and standalone fixtures throughout the kitchen and bathroom.
Designed for modern comfort, the home features electric underfloor heating in the kitchen, dining room, and bathroom, alongside gas central heating for year-round efficiency. The flexible living space includes a second WC and cloakroom off the entrance hall, fully fitted bedroom furniture in the first two bedrooms for maximum storage, and a boarded loft space with power, a drop down ladder, and racking for additional storage.
An extensive landscaped garden to the back of house offers a raised patio outside of the kitchen and a tremendous, covered patio with a BBQ area, power points, and audio speakers at the far end. This house is perfect for entertaining. Off-road parking to the front, a gated side driveway, and a double-length brick garage with power, lighting, and up'n'over doors at both ends provide practicality and convenience.
The luxury bathroom is extended to feature a premium suite with a large oval bath, a double shower enclosure and a boiler cupboard for added convenience.
Having undergone a full refurbishment program 12 years ago, the property offers a degree of quality very rarely found in homes of its age. Every detail has been carefully considered, from the fully stripped and re-laid roof to the thoughtfully designed interior. Backing onto the serene Newland Park, it provides picturesque views of mature gardens, creating an ideal setting to unwind.
This home is the full package and is offered for sale with the option to include kitchen appliances, furnishings, and AV equipment.
Situated in a prime location close to excellent schools, the University of Hull, and well-connected transport links, this home is perfect for families and professionals alike. Properties of this calibre rarely come to market, and early viewing is highly recommended to avoid disappointment.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £1,275.78
Total Interest: £164,279.81
Overall Total: £459,279.81
Amortization For Monthly Payment: £1,275.78 over 30 years ( Based on 3.20% Interest )
| Year | Interest | Principal | Balance |
|---|---|---|---|
| 2025 | £9,353.15 | £5,956.18 | £289,043.82 |
| 2026 | £9,159.73 | £6,149.60 | £282,894.22 |
| 2027 | £8,960.03 | £6,349.30 | £276,544.92 |
| 2028 | £8,753.85 | £6,555.48 | £269,989.44 |
| 2029 | £8,540.97 | £6,768.36 | £263,221.08 |
| 2030 | £8,321.17 | £6,988.15 | £256,232.93 |
| 2031 | £8,094.24 | £7,215.08 | £249,017.84 |
| 2032 | £7,859.94 | £7,449.38 | £241,568.46 |
| 2033 | £7,618.04 | £7,691.29 | £233,877.17 |
| 2034 | £7,368.27 | £7,941.05 | £225,936.11 |
| 2035 | £7,110.40 | £8,198.93 | £217,737.19 |
| 2036 | £6,844.15 | £8,465.18 | £209,272.01 |
| 2037 | £6,569.26 | £8,740.07 | £200,531.94 |
| 2038 | £6,285.44 | £9,023.89 | £191,508.05 |
| 2039 | £5,992.40 | £9,316.93 | £182,191.12 |
| 2040 | £5,689.84 | £9,619.48 | £172,571.63 |
| 2041 | £5,377.47 | £9,931.86 | £162,639.77 |
| 2042 | £5,054.94 | £10,254.38 | £152,385.39 |
| 2043 | £4,721.95 | £10,587.38 | £141,798.01 |
| 2044 | £4,378.14 | £10,931.19 | £130,866.82 |
| 2045 | £4,023.16 | £11,286.16 | £119,580.65 |
| 2046 | £3,656.66 | £11,652.67 | £107,927.99 |
| 2047 | £3,278.26 | £12,031.07 | £95,896.92 |
| 2048 | £2,887.57 | £12,421.76 | £83,475.16 |
| 2049 | £2,484.19 | £12,825.14 | £70,650.02 |
| 2050 | £2,067.71 | £13,241.62 | £57,408.40 |
| 2051 | £1,637.71 | £13,671.62 | £43,736.79 |
| 2052 | £1,193.74 | £14,115.58 | £29,621.20 |
| 2053 | £735.36 | £14,573.97 | £15,047.23 |
| 2054 | £262.09 | £15,047.23 | £0.00 |
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
2-4 Baker Street, HU2 8HP
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Tue May 27 2025
All confirmed! We look forward to speaking with you.
Tue May 27 2025
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