3-bed end terraced

£275,000

3

Bedrooms

1

Bathrooms

1

Reception

Padarn Property are excited to bring to the market this delightful two-bedroom end-terraced home. Perched on an elevated spot with captivating views over the charming town of Aberystwyth, this delightful home offers a rare opportunity to secure a property in one of the areas most sought-after locations.

The peaceful surroundings offer the perfect opportunity of space to create a home. Step inside to find a warm and inviting living area, perfect for cosy evenings while enjoying the scenic outlook. The kitchen, with its modern yet homely feel, opens directly to the main living area.

Upstairs, both double dormer bedrooms are filled with natural light, each offering stunning views that truly bring the outside in. The master bedroom provides a particularly spectacular panorama of the seaside town. The contemporary bathroom is finished to a modern standard, blending practicality with style.

The garden, a real highlight of this property, is generously sized and well-maintained, offering a perfect opportunity to overlook the Aberystwyth bustle.

This property is perfectly suited for small families, or those seeking a peaceful retreat with everything on their doorstep.

This is more than just a house its a home waiting to be filled with new memories. Dont miss your chance to view this special property.

Contact us today to arrange a viewing!



Property additional info

Living Room: 7.11 x 3.5
Enter the property through Double glazed uPVC Double doors, Large open living space, laminate flooring, uPVC large triple window, single uPVC window, Ethernet and four plug outlets, two lights fixtures. opposite the double doors is a the entrance to an office space.

Bedroom 3: 2.32 x 3.45
Laminate flooring, two uPVC double glazed windows with vents, double panneled radiator, one light fixture.

Side door entrance hallway : 1.44 x 2.02
Laminate flooring , Double glazed uPVC Single door, Double panelled radiator, double glazed uPVC window.

Kitchen: 3.7 x 3.44
Open Archway leading on from living room, modern kitchen with lots of base and eye units, Tiled kitchen floor, outlet for washer, gas cooker and gas stove, extractor fan, laminate work surface, boiler, uPVC double glazed vented windows, two light fixtures, stairs case to the upstairs landing.

Landing:
Carpet flooring, skinny uPVC window, Skylight opposite stairs, one plug socket, storage cupboard, entrance to attic, doors that lead to both bedrooms and bathroom.

Bathroom: 2.11 x 2.05
Tiled Floor, dual flush ceramic toilet, shower, heated towel rack, Ceramic pedastal sink, doubles glazed sloped skylight window.

Bedroom 1: 5.18 x 3.28
Carpeted flooring, double glazed uPVC double window, double glazed skylight window, three plug sockets, double panelled radiator, sloped ceiling, Door that leads to en-suite.

En suite: 2.54 x 1.83
Tiled floor, Bath with tiled pannels, ceramic dual flush toilet, ceramic pedistal basin, heated towel rack, double glazed skylight, extractor fan.

Bedroom 2: 3.21 x 3.87
Carpeted floor, double glazed uPVC window, double glazed skylight, three plug sockets, double panelled radiator, sloped ceiling.

Nearest Stations:

0.46 miles
Aberystwyth
5.43 miles
Borth
9.04 miles
Aberdovey
9.27 miles
Penhelig
11.94 miles
Tywyn

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 229575

Mortgage Loan to Value

%

Gross Yield

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Annual ROI

%

Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 6875
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 23325
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

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