Philip Ellis Estate and Lettings

44, Bury Old Road, Whitefield, Greater Manchester, M45 6TL

18 chapeltown road, radcliffe, m26 1yf

£495,000 OIRO

4

Bedrooms

2

Bathrooms

3

Reception

Floorplan

** Fabulous Spacious Family Home ** ** Four bedrooms ** ** Three Reception rooms**


Philip Ellis Estate agents are very pleased to present to you to bring this spacious four-bedroom detached family home. Offering substantial living accommodation. Comprising of; Entrance Hallway, lounge, dining room, office, breakfast kitchen, utility room, conservatory and downstairs WC. To the first floor there are four bedrooms with a newly fitted en-suite to the master and a newly fitted family bathroom. Externally this property boasts a generous driveway for 3/4 cars with well-maintained gardens to the front and rear. Viewing is highly recommended to appreciate all that is on offer, a personal viewing appointment can be arranged by calling 0161 773 1011

A SPACIOUS -DETACHED FAMILY HOME

Nestled in this charming enclave of detached houses just off Ringley Road West, this detached family home offers a delightful blend of comfort and convenience. Boasting three reception rooms and four bedrooms, a large conservatory and off-road parking for 3 cars, this property is perfect for a growing family seeking a spacious abode to call home.Offering substantial living accommodation this family home is conveniently located for local amenities, local schools and the Motorway.The three generously sized reception rooms provide ample space for entertaining guests or simply relaxing with loved ones

To the first floor On entering the property, down the hall to the right you are welcomed into the very large reception room, with ample space for entertaining guests or simply relaxing with loved ones. With double doors separating the dining room which has patios doors. These then open out to the South facing garden and provides a tranquil outdoor space to unwind and enjoy the fresh air.

Back into the hall and on the left-hand side you will see a separate reception room which is currently used as an office. The kitchen is a masterclass of design, with a separate breakfast bar area. This then leads you into the very large conservatory, which has an relaxing view of the garden..

Convenience is key with this property, as it offers ample off-road parking, making it easy for you and your family to come and go as you please. Furthermore, its location is ideal for commuting, ensuring that you can easily access all the amenities and attractions that Manchester has to offer.

In conclusion, this property on Ringley Road West is a fantastic opportunity to own a spacious family home in a wonderful location. Don't miss out on the chance to make this house your own and create lasting memories in this inviting space.

For the latest upcoming properties, make sure you are following our Instagram page and Facebook @philipellisestateagents

Call now to book early 0161 733 1011

Disclaimer

This brochure and property details are a representation of the property offered for sale or rent, as a guide only. Brochure content must not be relied upon as fact and does not form any part of a contract. Measurements are approximate. No fixtures or fittings, heating system or appliances have been tested, nor are they warranted by Philip Ellis Estate and lettings or any staff member in any way as being functional or regulation compliant. Philip Ellis Estate And Lettings do not accept any liability for any loss that may be caused directly or indirectly by the brochure content, all interested parties must rely on their own, their surveyors or solicitors findings. We advise all interested parties to check with the local planning office for details of any application or decisions that may be consequential to your decision to purchase or rent any property. Any floor plans provided should be used for illustrative purposes only and should beused as such by any interested party.



Features
  • Leasehold

Nearest Stations:

1.81 miles
Kearsley
2.03 miles
Clifton
2.29 miles
Farnworth
2.44 miles
Swinton (Greater Manchester)
2.46 miles
Moorside

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 411075

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 12375
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 39825
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

Adjust these figures

  %
  %
£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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