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97 John Finnie Street, Kilmarnock, KA1 1BG
£325,000 Offers over
Bedrooms
Bathrooms
Reception
Property Matters Online are truly delighted to present to the market this exceptional four-bedroom detached villa, perfectly positioned within a quiet, family friendly cul-de-sac in the highly sought-after coastal town of Ardrossan.
Occupying a substantial plot and upgraded to an exacting standard by the current owners, this outstanding family home offers stylish, contemporary living throughout and is certain to impress from the very first viewing.
Formed over two levels, the quality of finish is immediately evident upon entering the welcoming reception hallway, beautifully complemented by a striking feature glass balustrade. The spacious and eye-catching lounge enjoys both front and side window formations, flooding the room with natural light, and features a modern media wall alongside tasteful dcor.
A versatile front facing sitting room with elegant bay window offers flexible accommodation and can easily be adapted to suit a variety of needs such as a formal dining room, home office or playroom.
The heart of the home is the stunning dining kitchen, thoughtfully designed with an ample range of base and wall mounted units, complementary worktops and attractive tiled splashback areas. A breakfast bar provides the perfect spot for informal dining. From here there is access to the utility room and convenient downstairs WC. French doors from the dining area lead into a bright and spacious conservatory, which in turn opens via further French doors to the impressive pergola area, creating a seamless indoor outdoor flow ideal for enjoying long summer days.
On the upper level, the elegant and generously proportioned principal bedroom benefits from built-in wardrobes and a stylish en-suite shower room. There are three further well sized bedrooms, two of which feature built-in storage, along with a contemporary four piece family bathroom comprising WC, wash hand basin, corner bath and separate shower cubicle.
Externally, the property continues to excel. The professionally landscaped front garden boasts a large monobloc driveway leading to a double garage, a neat lawn and decorative chipped borders. The rear garden is truly spectacular and designed with both relaxation and entertaining in mind. A stunning paved patio, expansive artificial lawn, composite decking area and the fabulous pergola combine to create an enviable outdoor space perfect for children at play, hosting family gatherings or simply unwinding in peaceful surroundings.
This is a remarkable home offering space, style and quality in equal measure, and early viewing is highly recommended.
Viewings: - Strictly by appointment.
PARTICULARS Property Matters Ltd for themselves and for the sellers of this property whose agents they are, give notice that the particulars are produced in good faith, are set out as a general guide only and do not constitute any part of a contract and that no person in the employment of Property Matters Ltd has any authority to make or give any representation or warranty whatever in relation to this property. Intending purchasers must satisfy themselves, by inspection or otherwise, on all matters.
OFFERS Offers must be submitted in Scottish Legal form to the sole agents. Formal note of interest should be registered prior to offering. A closing date will only be notified to parties who have registered interest through their solicitors. The seller reserves the right to accept any offer at any time.
Map location is not available for this property.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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