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97 John Finnie Street, Kilmarnock, KA1 1BG
£315,000 Offers over
Bedrooms
Bathrooms
Reception
Introducing 12 Mill Wynd, Waterside. This beautifully presented family home offers spacious, modern living in a desirable semi-rural setting.
Upon entering, you are welcomed by a bright hallway finished with Amtico flooring, featuring a convenient storage cupboard beneath the stairs and a stylish downstairs WC, complete with wash hand basin. The living room is generously proportioned, filled with natural light, and also benefits from Amtico flooring and a feature electric fireplace, creating a warm and inviting space in which to relax.
The contemporary kitchen is a standout feature of the home, fitted with a range of modern units, complemented by elegant marble worktops and Amtico flooring. A central island incorporates a breakfast bar and induction hob, making it ideal for both everyday living and entertaining. Integrated appliances include a double oven, microwave, and dishwasher, with additional space for a freestanding American-style fridge freezer with ice maker. The kitchen also comfortably accommodates a dining table and benefits from sliding doors leading to the rear garden.
A separate utility room, accessed from the kitchen, provides additional practicality with a second sink, space for a washing machine and tumble dryer, a large storage cupboard, and direct access to the rear. Adjacent to the dining area, a bright and spacious conservatory offers further living space with garden access. The property also benefits from an integrated single garage.
Upstairs, the accommodation continues with a spacious landing and additional storage. The primary bedroom is well-proportioned and features a modern en-suite shower room. There are three further double bedrooms, one of which also benefits from its own en-suite shower room. The family bathroom is fully tiled and comprises a bath with shower, WC, and a wash hand basin with built-in storage, along with a convenient electric toothbrush/razor charging point.
Externally, the front garden is laid with decorative chips, and the monoblock driveway provides ample off-street parking, complete with an electric vehicle charging point. A side gate leads to the rear garden, which is also low maintenance and features a decking area, perfect for outdoor entertaining. The property enjoys a peaceful outlook, with Craufurdland Water running behind the garden and mature trees providing a scenic backdrop.
Location
Waterside offers an ideal balance of tranquil, semi-rural living with excellent connectivity. Regular bus services provide convenient access to Glasgow city centre, Kilmarnock, and Ayr, while the nearby M77 allows for easy commuting to Newton Mearns, Silverburn Shopping Centre, and Glasgow. A range of local towns and villages are also within easy reach.
Mill Wynd is a quiet residential street comprising detached family homes. At the entrance to the street stands Waterside Mill, formerly known as Hareshaw Mill. This historic former carding mill, dating back to 1784, has served a variety of purposes over the years and has now been thoughtfully converted into residential apartments.
VIEWINGS: Strictly by appointment only.
PARTICULARS: Property Matters Ayrshire Ltd for themselves and for the sellers of this property whose agents they are, give notice that the particulars are produced in good faith, are set out as a general guide only and do not constitute any part of a contract and that no person in the employment of Property Matters Ltd has any authority to make or give any representation or warranty whatever in relation to this property. Intending purchasers must satisfy themselves, by inspection or otherwise, on all matters.
OFFERS: Offers must be submitted in Scottish legal form to the sole selling agents. Formal note of interest should be registered prior to offering. A closing date will only be notified to parties who have registered interest through their solicitors. The seller reserves the right to accept any offer at any time.
Map location is not available for this property.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
97 John Finnie Street, Kilmarnock, KA1 1BG
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