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97 John Finnie Street, Kilmarnock, KA1 1BG
£175,000 Offers over
Bedrooms
Bathrooms
Reception
Introducing 12 Glenview, a three-bedroom semi-detached home in the heart of West Kilbride. Perfectly positioned with elevated views over the surrounding fields, this property combines spacious, light-filled living with practical family-friendly features.
Upon entering, you are greeted by a welcoming hallway with a staircase and convenient under-stair storage. The lounge and dining area are open-plan, enjoying dual-aspect windows that fill the space with natural light, complemented by a feature fireplace. The dining area flows seamlessly into the modern kitchen, fitted with a range of upper and lower cabinets and integrated appliances including a fridge freezer, oven, gas hob, extractor, and microwave, with space for additional freestanding appliances. The kitchen also provides access to the rear garden.
Upstairs, the landing has a useful storage cupboard. There are two generous double bedrooms and a third room suitable as a smaller double or large single. The family bathroom is fitted with a bath, shower over, WC, and wash hand basin, with contemporary wet wall surrounds.
The front garden is laid to lawn and offers picturesque views over The Glen. The rear garden is also lawned, with a slabbed patio area for outdoor dining, and a path leads to a detached single garage at the back.
Location
West Kilbride is renowned as Scotlands Craft Town, with excellent primary schooling, local shops, and craft studios. Outdoor enthusiasts will enjoy coastal walks, while golf lovers can explore the West Coast Golf Trail with courses at West Kilbride, Largs, Loans, Prestwick, Royal Troon, and Turnberry. Frequent rail services to Glasgow and direct road links to Glasgow International Airport make this an ideal location for family living on the Ayrshire coast.
VIEWINGS: Strictly by appointment only.
PARTICULARS: Property Matters Ayrshire Ltd for themselves and for the sellers of this property whose agents they are, give notice that the particulars are produced in good faith, are set out as a general guide only and do not constitute any part of a contract and that no person in the employment of Property Matters Ltd has any authority to make or give any representation or warranty whatever in relation to this property. Intending purchasers must satisfy themselves, by inspection or otherwise, on all matters.
OFFERS: Offers must be submitted in Scottish legal form to the sole selling agents. Formal note of interest should be registered prior to offering. A closing date will only be notified to parties who have registered interest through their solicitors. The seller reserves the right to accept any offer at any time.
Map location is not available for this property.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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