4 bedroom detached villa

£375,000 Offers over

4

Bedrooms

3

Bathrooms

3

Reception

Floorplan

*** CLOSING DATE FRIDAY 5TH JUNE AT 12 NOON ***

Property Matters Online are delighted to present to the market this fantastic and beautifully presented four-bedroom detached villa, set within the highly sought-after village of Stewarton. Occupying a substantial corner plot, this impressive family home offers spacious and flexible accommodation over two levels and is sure to impress all who view.

The accommodation begins on the ground floor with a welcoming entrance hallway featuring quality flooring, which continues through to the bright front-facing family room, complete with a feature log-burning effect electric fire and surround. Also positioned to the front is the formal dining room, benefiting from a useful storage cupboard. The ground floor further comprises a stylish WC with modern panelled walls, tiled splashback, and vanity unit incorporating the wash hand basin.

To the rear of the property is the spacious dining kitchen, fitted with an ample range of base units and larder storage housing the double oven, alongside an integrated electric hob, extractor hood, and dishwasher. French doors open directly onto the enclosed rear garden, while an additional side door provides convenient external access. Also located on the ground floor is the generous rear-facing lounge, offering a wonderful space for relaxing and entertaining, complete with a feature electric fire with surround and French doors leading out to the garden.

A staircase with attractive feature balustrade leads to the first-floor gallery landing. The generous principal bedroom benefits from wall-length fitted wardrobes and a modern en-suite shower room. There are three further spacious bedrooms, all of which benefit from fitted wardrobes, providing excellent storage throughout. Completing the upper level is the impressive four-piece family bathroom, fitted with a vanity unit housing the WC and wash hand basin, separate bath, and shower cubicle.

Externally, the property enjoys a large front garden which is mainly laid to lawn, with paved pathways and a substantial monobloc driveway providing ample off-street parking and access to the single integral garage, which also benefits from an electric vehicle charging point. The fully enclosed rear garden has been thoughtfully designed and features two paved patio areas, one with a pergola, a raised decked patio with outhouse, well-maintained lawn sections, and mature shrub borders.

Location

Situated within the popular Ayrshire town of Stewarton, the property enjoys a highly convenient and family-friendly setting. Stewarton offers an excellent range of local amenities, including independent retailers, supermarkets, cafs, and highly regarded schooling. Excellent transport links are available via both bus and rail, providing regular services to surrounding areas and direct access to Glasgow, making this an ideal location for commuters.

Viewings: - Strictly by appointment.

PARTICULARS Property Matters Ltd for themselves and for the sellers of this property whose agents they are, give notice that the particulars are produced in good faith, are set out as a general guide only and do not constitute any part of a contract and that no person in the employment of Property Matters Ltd has any authority to make or give any representation or warranty whatever in relation to this property. Intending purchasers must satisfy themselves, by inspection or otherwise, on all matters.

OFFERS Offers must be submitted in Scottish Legal form to the sole agents. Formal note of interest should be registered prior to offering. A closing date will only be notified to parties who have registered interest through their solicitors. The seller reserves the right to accept any offer at any time.

Nearest Stations:

0.77 miles
Stewarton
2.14 miles
Dunlop
3.62 miles
Kilmaurs
5.16 miles
Kilmarnock
7.23 miles
Neilston

Map location is not available for this property.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 312075

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 9375
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 30825
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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