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97 John Finnie Street, Kilmarnock, KA1 1BG
£399,995 Offers over
Bedrooms
**** CLOSING DATE - TUESDAY 26th APRIL AT 12PM ****
**** Please find a copy of the home report attached below the property text ****
Property Matters Online are delighted to present to the market this rarely available five bedroom LUXURY DETACHED VILLA offering flexible living throughout.
This magnificent bespoke family home is situated within the heart of rural Ayrshire, offering beautiful views over open countrywide towards the Isle of Arran, the Clyde Coast and surrounding countryside. The accommodation is set within approximately 1.9 acres, with private woodlands and orchard.
The accommodation is laid out over two levels with the lower level comprising entrance vestibule which in turn give access to the hallway with feature split level staircase. Two piece cloakroom. Well-proportioned front facing lounge with side facing French doors opening to the sun room. Versatile sitting room which gives access to both the sunroom and dining room. Rear facing dining room with large patio doors opening to the rear garden and allowing an abundance of natural light to flow through. Well-proportioned family kitchen which houses an ample range of base and wall units with complementary worktops and splash-back areas, breakfast bar, integrated twin oven, induction hob and extractor fan. Utility area housing a base units with complimentary worktops and plumbing for an automatic washing machine. Three piece shower room comprising wc, wash hand basin and shower cubicle. Well-proportioned double bedroom with front and side facing windows allowing an abundance of natural light to flow through.
The upper level accommodation houses the spacious front facing master bedroom with sliding mirrored wardrobes opening to the walk-in dressing room and four piece ensuite comprising wc, twin wash hand basins with vanity unit, bath and double shower enclosure with rainfall shower. A further three bedrooms and three piece Jack & Jill bathroom comprising wc, wash hand basin and bath.
The accommodation further benefits from a large double garage which has a floored attic area and power throughout. Mono-bloc driveway providing ample off-street parking. Excellent garden grounds with orchard and private woodland area and clearing giving lovely open views. Double glazing. Oil central heating.
History and Location.
The property sits on a good sized plot in the attractive hamlet of Auchencloigh. It enjoys lovely open views over the surrounding countryside, Arran and Holy Island. The property is close to Ayr, which offers an excellent range of shops, restaurants, leisure, sports, and private schooling. Glasgow can be accessed via Galston and thereafter via the M77. Glasgow is considered one of the country's premier shopping experiences and offers an ever-increasing range of restaurants, theatres, galleries, and clubs. Destinations farther afield can be reached from Glasgow Prestwick airport which is a short drive.
Golfing is renowned in Ayrshire and courses within a short drive of the property include world famous Turnberry and Royal Troon. The ever-popular Ayr racecourse is being redeveloped farther and within a brief time even more facilities will be available. In addition, exceptional yachting facilities are available at the marinas in Troon, Largs and Inverkip. Game sports are supported in the region with some of Southwest Scotland's finest salmon and trout fishing available in the area's lochs and rivers.
Room Sizes (Approx.)
LOWER LEVEL
ENTRANCE VESTIBULE 1.43m x 0.92m
ENTRANCE HALLWAY 5.37m x 2.31m
CLOAKROOM 1.66m x 1.45m
LOUNGE 4.70m x 4.39m
SUN ROOM 4.83m x 3.66m
SITTING ROOM 4.17m x 3.37m
DINING ROOM 4.25m x 4.09m
KITCHEN 5.51m x 3.15m
UTILITY ROOM 4.41m x 2.28m
SHOWER ROOM 2.25m x 1.85m
BEDROOM 4.05m x 3.86m
UPPER LEVEL
UPPER HALLWAY 5.97m x 4.86m
MAIN BEDROOM 7.10m x 3.98m
ENSUITE 4.35m x 2.98m
DRESSING ROOM 2.65m x 2.35m
BEDROOM 3.45m x 2.72m
BEDROOM 3.87m x 3.13m
JACK & JILL BATHROOM 2.72m x 2.56m
STUDY/BEDROOM 2.65m x 2.35m
Viewings:- Strictly by appointment through Property Matters Ltd .
PARTICULARS
Property Matters Ltd for themselves and for the sellers of this property whose agents they are, give notice that the particulars are produced in good faith, are set out as a general guide only and do not constitute any part of a contract and that no person in the employment of Property Matters Ltd has any authority to make or give any representation or warranty whatever in relation to this property. Intending purchasers must satisfy themselves, by inspection or otherwise, on all matters.
OFFERS
Offers must be submitted in Scottish legal form to the sole selling agents. Formal note of interest should be registered prior to offering. A closing date will only be notified to parties who have registered interest through their solicitors. The seller reserves the right to accept any offer at any time
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
97 John Finnie Street, Kilmarnock, KA1 1BG
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