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97 John Finnie Street, Kilmarnock, KA1 1BG
£119,995 Offers over
Bedrooms
Property Matters Online are delighted to present to the market this rarely available two bedroom END TERRACED VILLA situated within a popular area of Troon.
The property is well-presented throughout and is formed over two levels with the lower level accommodation comprising entrance vestibule which gives access to the well-proportioned front facing lounge; rear facing kitchen which houses an ample range of base and wall units with complementary worktops, built in double electric oven, hob and extractor hood, serving hatch opening to the sunroom. Well-proportioned versatile sunroom which is currently used as a dining and family area. The upper lever accommodation houses the two excellent sized double bedrooms with the main bedroom having fitted wardrobes; contemporary three piece shower room comprising wc, vanity unit housing the wash hand basin and corner shower cubicle. Fully lined and floored attic area with power, heating and velux windows.
The property further benefits from a paved driveway to the front which provides ample off-street parking. Well-maintained garden area to the rear which is mainly laid to lawn. Double Glazing.
The Location
Troon has a wide range of amenities including: supermarket and retail shopping, transport and recreational facilities including: Troon sea front, Troon yacht marina and the world famous Royal Troon Golf Course. Troon has mainline train links with Ayr in the south and Glasgow in the north. The A77/M77 has undergone a major refurbishment programme to provide ease of access from Ayr in the south to Kilmarnock and Glasgow in the north. In addition Prestwick International Airport provides regular flights to London, Dublin and the rest of Europe. Barassie railway station is about a 4min. walk from the house, so excellent for commuting to Glasgow or Ayr
Room sizes (approx.)
ENTRANCE VESTIBULE 1.90m x 1.21m
LOUNGE 4.62m x 3.91m
KITCHEN 4.99m x 2.35m
SUNROOM 5.64m x 3.23m
BEDROOM 3.91m x 3.31m
BEDROOM 3.74m x 2.73m
SHOWER ROOM 2.10mx 1.71m
ATTIC 5.80m x 3.79m
EER E
Viewings: - Strictly by appointment
PARTICULARS - Property Matters Ltd for themselves and for the sellers of this property whose agents they are, give notice that the particulars are produced in good faith, are set out as a general guide only and do not constitute any part of a contract and that no person in the employment of Property Matters Ltd has any authority to make or give any representation or warranty whatever in relation to this property. Intending purchasers must satisfy themselves, by inspection or otherwise, on all matters.
OFFERS - Offers must be submitted in Scottish legal form to the sole selling agents. Formal note of interest should be registered prior to offering. A closing date will only be notified to parties who have registered interest through their solicitors. The seller reserves the right to accept any offer at any time.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
97 John Finnie Street, Kilmarnock, KA1 1BG
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