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97 John Finnie Street, Kilmarnock, KA1 1BG
£149,995 Offers over
Bedrooms
Bathrooms
Property Matters Online are delighted to present to the market this rarely available FOUR BEDROOM DETACHED BUNGALOW. Situated in a highly popular residential area of Galson with easy access to local amenities.
This spacious family home comprising of all on one level accommodation with entrance hallway, well-proportioned lounge with twin window aspect, modern kitchen housing an ample range of base and wall units with complementary worktops and splash-back areas, Integrated gas hob with extractor Fan and electric oven, Patio doors giving access to the rear garden area. Handy utility room housing additional base and wall units also providing access to the rear garden. Lovely family dining area and 4 well proportioned bedrooms. Family bathroom comprising of wc, wash hand basin with vanity units and bath with Electric shower over.
This property benefits from spacious private gardens to the rear and ample off-street parking to the front of the property. Double glazing and Gas central Heating.
LOCALITY
Galston is one of the three `valley towns` and claims itself to be the `heart` of Ayrshire. Galston originated as a mining village and was created a Burgh in 1864, the last coal mine having been closed in 1933 after which the town has thrived and developed as a residential town. In 1978 Galston`s own Town bypass was opened minimising heavy traffic through the town centre and the recently formed improved access to the new M77 motorway has provided a much-appreciated links to the city of Glasgow with its prime shopping facilities, Kilmarnock and the West of Scotland International Airports.
Room Sizes (at widest points)
ENTRANCE HALLWAY 2.89m x 2.04m
DINING ROOM 3.74m x 2.71m
INNER HALLWAY 5.68m x 1.56m
LOUNGE 5.10m x 3.79m
KITCHEN 3.42m x 3.24m
UTILITY ROOM 3.15m x 2.40m
BEDROOM ONE 4.48m x 2.75m
BEDROOM TWO 4.21m x 2.38m
BEDROOM THREE 3.78m x 2.10m
BEDROOM FOUR 3.34m x 2.37m
BATHROOM 3.09m x 1.91m
EER - E
Viewings: Strictly by appointment.
PARTICULARS Property Matters Ltd for themselves and for the sellers of this property whose agents they are, give notice that the particulars are produced in good faith, are set out as a general guide only and do not constitute any part of a contract and that no person in the employment of Property Matters Ltd has any authority to make or give any representation or warranty whatever in relation to this property. Intending purchasers must satisfy themselves, by inspection or otherwise, on all matters.
OFFERS: - Offers must be submitted in Scottish legal form to the sole selling agents. Formal note of interest should be registered prior to offering. A closing date will only be notified to parties who have registered interest through their solicitors. The seller reserves the right to accept any offer at any time
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
97 John Finnie Street, Kilmarnock, KA1 1BG
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