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97 John Finnie Street, Kilmarnock, KA1 1BG
£59,995 Offers over
Bedrooms
Bathrooms
*** CLOSING DATE - TUESDAY 19TH JULY AT 12PM ***
Property Matters Online are delighted to present to the market this well-proportioned three bedroom upper flat situated within a sought after locale.
The accommodation is formed over one level comprising entrance hallway; spacious front facing lounge with feature fireplace and French door which open to the kitchen. Contemporary kitchen housing an ample range of contemporary base and wall unit with complementary worktops and splash-back areas, integrated appliances which include oven, hob, extractor fan, fridge freezer and microwave, breakfast bar. Three good sized bedroom which all benefit from fitted wardrobes with sliding doors. Three piece family bathroom comprising wc, wash hand basin and bath with overhead electric shower.
The accommodation further benefits from a private garden to the rear which is mainly laid to lawn with garden hut and outside socket. Partially floored attic. Double glazing. Gas central heating.
Room sizes (approx.)
LOUNGE 4.81m x 3.68m
KITCHEN3.08m x 2.67m
BEDROOM ONE 3.92m x 3.50m
BEDROOM TWO 3.84m x 3.09m
BEDROOM THREE 3.77m x 2.79m
BATHROOM 2.29m x 1.49m
EER - C
Viewings: Strictly by appointment.
PARTICULARS
Property Matters Ltd for themselves and for the sellers of this property whose agents they are, give notice that the particulars are produced in good faith, are set out as a general guide only and do not constitute any part of a contract and that no person in the employment of Property Matters Ltd has any authority to make or give any representation or warranty whatever in relation to this property. Intending purchasers must satisfy themselves, by inspection or otherwise, on all matters.
OFFERS
Offers must be submitted in Scottish legal form to the sole selling agents. Formal note of interest should be registered prior to offering. A closing date will only be notified to parties who have registered interest through their solicitors. The seller reserves the right to accept any offer at any time
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
97 John Finnie Street, Kilmarnock, KA1 1BG
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