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97 John Finnie Street, Kilmarnock, KA1 1BG
£364,995 Offers over
Bedrooms
Bathrooms
Property Matters Online are delighted to present to the market this fantastic five bedroom DETACHED VILLA situated within the highly sought-after Manor Gardens development by builder "Taylor Wimpey".
This amazing family home provides versatile and spacious living accommodation throughout. The accommodation is formed over two levels with the lower-level accommodation comprising welcoming entrance hallway; cloakroom; well-proportioned lounge with front facing bay window which allows an abundance of natural light to flow through with French doors to rear opening to the open family/dining and kitchen area. Open plan dining/family area with French doors leading to the rear garden and feature woodburning stove. The kitchen houses an ample range of base and wall units with complementary worktops and tiled splash-back area and integrated appliances which include fridge freezer, five burner gas hob, extractor hood, double electric oven, and dishwasher. The utility room is accessed from the kitchen and houses a base unit and complementary worktop and splash-back areas, plumbing for automatic washing machine, space for tumble dryer and inset stainless steel sink, storage cupboard and door providing access to the double garage.
The upper-level accommodation houses the impressive master bedroom with two double built-in wardrobes and three-piece ensuite shower room comprising of wc, double shower cubicle and vanity unit with twin wash hand basins. Double guest bedroom with double fitted wardrobes and three-piece ensuite shower room comprising shower cubicle and vanity unit which houses the wc and wash hand basin. A further three good sized bedrooms. Four-piece family bathroom comprising bath, double shower cubicle and vanity unit which houses the wc and wash hand basin, tiled splash-back areas.
This exceptional family home further benefits from a large mono-bloc driveway providing ample off-street parking; double garage with up and over doors; stunning well-maintained hard landscaped rear garden with lean-to, patio, chipped and AstroTurf areas.
Locality
The historic town of Stewarton is a highly sought-after location. Local schools are renowned for their academic reputation, while the town has a variety of amenities including local independent shops, supermarkets, restaurants, and pubs. The area is also renowned for its outdoor activities. The nearby Lainshaw Estate and neighbouring woodlands offer a network of scenic public access paths for country walking and cycling.
Stewarton offers efficient transport links to Glasgow (approx. 30 mins train journey every half hour or a short drive to the M77), Renfrewshire, Ayrshire and the seaside towns of Ayr, Irvine, Troon, and Largs. Glasgow and Prestwick Airports are within driving distance.
Room Sizes (at widest points)
Lower-Level Accommodation
ENTRANCE HALLWAY 4.98m x 1.99m
CLOAKROOM 1.77m x 0.81m
LOUNGE 6.43m x 3.78m
KITCHEN/DINING/FAMILY AREA 9.35m x 3.42m
UTILITY ROOM 3.51m x 1.73m
DOUBLE CARAGE 5.28m x 4.99m
Upper-Level Accommodation
UPPER HALLWAY 6.25m x 2.75m
MASTER BEDROOM 5.28m x 3.73m
EN SUITE 2.77m x 1.68m
GUEST BEDROOM 4.17m x 3.28m
EN SUITE 1.98m x 1.88m
BEDROOM THREE 2.97m x 2.41m
BEDROOM FOUR 3.84m x 2.84m
BEDROOM FIVE 3.38m x 3.30m
FAMILY BATHROOM 2.99m x 2.36m
EER C
Viewings: Strictly by appointment.
PARTICULARS
Property Matters Ltd for themselves and for the sellers of this property whose agents they are, give notice that the particulars are produced in good faith, are set out as a general guide only and do not constitute any part of a contract and that no person in the employment of Property Matters Ltd has any authority to make or give any representation or warranty whatever in relation to this property. Intending purchasers must satisfy themselves, by inspection or otherwise, on all matters.
OFFERS
Offers must be submitted in Scottish legal form to the sole selling agents. Formal note of interest should be registered prior to offering. A closing date will only be notified to parties who have registered interest through their solicitors. The seller reserves the right to accept any offer at any time
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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