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97 John Finnie Street, Kilmarnock, KA1 1BG
£319,995 Offers over
Bedrooms
Bathrooms
Property Matters Online are delighted to present to the market this exceptional five bedroom detached villa situated within the highly sought after Lairds Gate Development within Stewarton.
This beautiful family home is immaculately presented and offers extended flexible living throughout. The accommodation is formed over two levels with the lower level comprising welcoming entrance hallway; front facing well-proportioned lounge with feature wood burning stove; contemporary open plan kitchen/family/dining area to the rear with rear facing French doors giving access to the rear garden. The kitchen houses an ample range of base and wall units with complementary worktops and upstands, and integrated appliances. Utility area. Versatile, converted garage, which is currently being uses as a gym. Two piece cloakroom and store cupboard.
The upper level accommodation houses the front facing master bedroom with two double fitted wardrobes and contemporary ensuite shower room. A further three double bedrooms, two of which have built in wardrobes. Contemporary four piece shower room which comprises bath, shower cubicle and vanity unit which houses the wc and wash hand basin.
The accommodation further benefits from a Large luxury garden room with triple bifold doors, full electrics and internet connection. Perfect for a mixture of uses including entertaining with hot tub area or home office for hybrid working. Monobloc driveway to the front which provides parking for two vehicles. Fully enclosed hard landscaped garden to the rear with patio, Astro turf and mature shrub areas Gas central heating. Double glazing.
Locality
The historic town of Stewarton is a highly sought-after location. Local schools are renowned for their academic reputation, while the town has a variety of amenities including local independent shops, supermarkets, restaurants, and pubs. The area is also renowned for its outdoor activities. The nearby Lainshaw Estate and neighbouring woodlands offer a network of scenic public access paths for country walking and cycling.
Stewarton offers efficient transport links to Glasgow (approx. 30 mins train journey every half hour or a short drive to the M77), Renfrewshire, Ayrshire and the seaside towns of Ayr, Irvine, Troon, and Largs. Glasgow and Prestwick Airports are within driving distance.
Room Sizes (Approx.)
LOWER LEVEL
LOUNGE 4.19m x 4.16m
KITCHEN/FAMILY/DINING 8.06m x 6.05m
UTILITY AREA 1.78m x 1.05m
CLOAKROOM 1.81m x 1.17m
STORE 1.82m x 0.89m
GYM/BEDROOM 4.89m x 2.58m
UPPER LEVEL
BEDROOM 4.50m x 3.51m
ENSUITE 2.39m x 1.45m
BEDROOM 3.24m x 3.04m
BEDROOM 3.09m x 3.07m
BEDROOM 3.57m x 2.68m
BATHROOM 2.94m x 2.17m
EER C
Viewings: Strictly by appointment.
PARTICULARS
Property Matters Ltd for themselves and for the sellers of this property whose agents they are, give notice that the particulars are produced in good faith, are set out as a general guide only and do not constitute any part of a contract and that no person in the employment of Property Matters Ltd has any authority to make or give any representation or warranty whatever in relation to this property. Intending purchasers must satisfy themselves, by inspection or otherwise, on all matters.
OFFERS
Offers must be submitted in Scottish legal form to the sole selling agents. Formal note of interest should be registered prior to offering. A closing date will only be notified to parties who have registered interest through their solicitors. The seller reserves the right to accept any offer at any time
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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