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97 John Finnie Street, Kilmarnock, KA1 1BG
£379,995 Offers over
Bedrooms
Bathrooms
Reception
Property Matters Online are delighted to present to the market this very spacious four-bedroom DETACHED VILLA situated within the highly sought-after Manor Gardens development by builder "Taylor Wimpey"
This stunning family home is immaculately presented throughout and offers flexible family sized accommodation over two levels. The lower level comprises welcoming entrance hallway, front facing lounge with feature media unit, bright rear facing formal dining room with French doors opening to the rear garden which allow an abundance of natural light to flow through. Contemporary breakfasting kitchen which houses an ample range of base and wall units with complementary worktops and tiled splash-back areas as well as a range of integrated appliances. Utility room housing a range of base and wall units. The versatile family room is accessed from the kitchen area which in turn gives access to the rear garden via glazed French doors. Two-piece cloakroom which comprises wc and wash hand basin with tiled splash-back areas. The upper-level accommodation houses the master and guest bedrooms which both benefit from dressing rooms and ensuites. A further two well-proportioned bedrooms with built-in wardrobes. Three-piece family bathroom comprising wc, wash hand basin and bath with overhead electric shower.
The accommodation further benefits from a garden area to the front which is mainly laid to lawn. Monobloc driveway to the side which leads to the detached double garage. Excellent sized rear garden which is mainly laid to lawn. Double glazing. Gas central heating.
Locality
The historic town of Stewarton is a highly sought-after location. Local schools are renowned for their academic reputation, while the town has a variety of amenities including local independent shops, supermarkets, restaurants, and pubs. The area is also renowned for its outdoor activities. The nearby Lainshaw Estate and neighbouring woodlands offer a network of scenic public access paths for country walking and cycling.
Stewarton offers efficient transport links to Glasgow (approx. 30 mins train journey every half hour or a short drive to the M77), Renfrewshire, Ayrshire and the seaside towns of Ayr, Irvine, Troon and Largs. Glasgow and Prestwick Airports are within driving distance.
Room sizes (approx.)
LOUNGE 5.24m x 3.54m
KITCHEN 6.52m x 4.18m
UTILITY ROOM 2.26m x 1.98m
FAMILY ROOM 5.85m x 3.81m
DINING ROOM 3.63m x 2.78m
CLOAKROOM 1.98m x 1.10m
BEDROOM 5.25m x 4.21m
ENSUITE 1.74m x 1.68m
BEDROOM 4.21m x 3.60m
ENSUITE 1.86m x 1.80m
BEDROOM 3.75m x 2.56m
BEDROOM 3.79m x 2.62m
BATHROOM 1.86m x 1.74m
EER C
Viewings: - Strictly by appointment.
PARTICULARS Property Matters Ltd for themselves and for the sellers of this property whose agents they are, give notice that the particulars are produced in good faith, are set out as a general guide only and do not constitute any part of a contract and that no person in the employment of Property Matters Ltd has any authority to make or give any representation or warranty whatever in relation to this property. Intending purchasers must satisfy themselves, by inspection or otherwise, on all matters.
OFFERS Offers must be submitted in Scottish Legal form to the sole agents. Formal note of interest should be registered prior to offering. A closing date will only be notified to parties who have registered interest through their solicitors. The seller reserves the right to accept any offer at any time.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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