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97 John Finnie Street, Kilmarnock, KA1 1BG
£324,995 Offers over
Bedrooms
Bathrooms
Reception
Property Matters Online are delighted to present to the market this impressive individually designed family home set within extensive mature garden grounds offering a great level of accommodation. Upgraded by the current owners and presented in show home condition with quality features throughout the property is located within one of Irvines most sought after locations and early viewing is advised.
This fantastic family home is laid out over two levels, with the lower level comprising bright entrance hallway, w.c., good sized lounge, quality family kitchen/diner which houses an ample range of base and wall units, with complementary worktops upturns and integrated appliances, handy utility room with matching units, Bright and spacious conservatory which is also accessed from the dining area, offering a lovely relaxing outlook over the garden. Downstairs bedroom with En suite. On the upper level there are three good sized bedrooms one with dressing room and En suite and a large contemporary family four piece bathroom.
The accommodation further benefits from amazing well-maintained gardens to the front, side and rear of the property, as well as a large driveway providing ample off-street parking and attached garage. The large rear garden has been fully landscaped with well-maintained lawns, established planning and a decking area. Backing on to light woodland the garden is very private and offers a great space for relaxation and entertainment. Additionally there is plenty of scope for further extension of the property. (Subject to planning)
The property has full double glazing and gas central heating.
Location
Willow Gardens is set in a child friendly cul du sac within a small development in the highly sought after Stanecastle/Bank Street area of Irvine. Irvine town is close by and provides access to a range of amenities including supermarkets, bars, restaurants and town centre shopping. There are a number of local primary and secondary schools within the greater Irvine area. There are excellent road links to Ayr, Kilmarnock, Glasgow and beyond. There is also a good rail service from Irvine train station.
Summary
Properties of this quality rarely come to market early viewing is a must to appreciate this outstanding family home.
Room sizes (approx.)
LOWER LEVEL
HALL 4.19m x 1.81m
LOUNGE 5.32m x 4.04m
KITCHEN/DINER 7.86m x 3.05m
UTILITY ROOM 2.92m x 1.86m
CONSERVATORY 5.02m x 3.14m
WC 1.41m x 1.40m
BEDROOM 3.79m x 3.51m
EN SUITE 2.92m x 1.56m
GARAGE 5.81m x 3.02m
UPPER LEVEL
BEDROOM 3.48m x 3.31m
DRESSING ROOM 2.51m x 0.91m
EN SUITE 2.51m x 1.91m
BEDROOM 4.84m x 3.33m
BEDROOM 4.15m x 3.21m
BATHROOM 4.16m x 2.13m
EER - C
PARTICULARS Property Matters Ayrshire Ltd for themselves and for the sellers of this property whose agents they are, give notice that the particulars are produced in good faith, are set out as a general guide only and do not constitute any part of a contract and that no person in the employment of Property Matters Ltd has any authority to make or give any representation or warranty whatever in relation to this property. Intending purchasers must satisfy themselves, by inspection or otherwise, on all matters.
OFFERS. Offers must be submitted in Scottish legal form to the sole selling agents. Formal note of interest should be registered prior to offering. A closing date will only be notified to parties who have registered interest through9 their solicitors. The seller reserves the right to accept any offer at any time
Map location is not available for this property.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
97 John Finnie Street, Kilmarnock, KA1 1BG
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