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97 John Finnie Street, Kilmarnock, KA1 1BG
£349,995 Offers over
Bedrooms
Bathrooms
Reception
***Unexpectedly back on the Market***
Property Matters Online are delighted to present to the market Firview Cottage, a delightful 4 bedroom detached traditional cottage, nestled at the end of Failford, offering a perfect blend of modern comforts and classic charm and traditional features throughout. Built in the late 1800s, the property has been maintained and upgraded by the current owner to offer a lovely family home.
Certainly not one to be missed, early viewing is advised.
THE ACCOMODATION
Upon entering, you are greeted by a welcoming entrance vestibule leading to a spacious hallway, setting the tone for the entire property.
The heart of the home is the generously sized kitchen diner, with feature Corian Island, solid walnut worktops, travertine flooring, completed with quality fitted appliances including integrated coffee machine, microwave and twin ovens. The kitchen seamlessly connects to a bright conservatory, flooding the space with natural light. The lounge boasts traditional features and a cozy wood burner, creating a warm and inviting atmosphere.
The main bedroom is a true retreat, featuring a dressing area and a contemporary en-suite shower room, providing both convenience and luxury. Three additional bedrooms offer versatile living spaces, one of which is currently utilised as a home office, catering to the needs of modern living.
The property is complete with a well-appointed family bathroom with feature roll top bath, ensuring comfort and convenience for the entire family.
Outside, Firview Cottage sits on substantial gardens. There is a very private patio area, wooded area and lawns with planted boarders. In addition, there is a substantial detached garage which offers scope for further development (subject to planning).
The property provides an idyllic spot for relaxation and enjoying the surrounding natural beauty.
Firview Cottage is not just a home; it's a lifestyle, offering the perfect balance of tranquillity and modern living. Don't miss the opportunity to make this charming cottage your own.
LOCATION
Failford is a small village located in Ayrshire, Scotland. Nestled amidst scenic countryside, Failford offers a picturesque setting characterized by rolling green hills, charming farmlands, and the peaceful meandering of rivers. The village is known for its tranquillity and natural beauty, making it an ideal destination for those seeking a peaceful retreat from the hustle and bustle of city life.
Visitors to Failford can enjoy leisurely walks along the riverbanks, taking in the serene atmosphere and observing the local wildlife. The area is rich in history, with historic landmarks and traditional Scottish architecture adding to its charm. Failford also offers opportunities for outdoor activities such as hiking and fishing, allowing nature enthusiasts to explore the surrounding landscape.
In Failford, one can experience the warm hospitality of the local community and indulge in authentic Scottish cuisine at traditional pubs and eateries. The village provides a glimpse into the rural way of life in Scotland, making it a delightful destination for travellers seeking a genuine and tranquil Scottish experience.
Room Sizes (Approx, at widest points)
Vestibule 1.77m x 1.31m
Hallway Area 1 6.23m x 1.63m
Kitchen/Diner 12.23m x 3.81m
Conservatory 3.98m x 3.46m
Lounge 4.77m x 3.57m
Bathroom 3.67m x 3.25m
Hallway Area 2 10.12m x 2.81m
Hallway Area 3 8.71m x 0.87m
Main Bedroom 7.38m x 3.41m
En Suite 3.13m x 2.07m
Bedroom 3.37m x 2.94m
Bedroom 3.12m x 3.11m
Bedroom /Study 3.36m x 2.31m
Viewings by appointment only
EER - E
PARTICULARS Property Matters Ayrshire Ltd for themselves and for the sellers of this property whose agents they are, give notice that the particulars are produced in good faith, are set out as a general guide only and do not constitute any part of a contract and that no person in the employment of Property Matters Ltd has any authority to make or give any representation or warranty whatever in relation to this property. Intending purchasers must satisfy themselves, by inspection or otherwise, on all matters.
OFFERS Offers must be submitted in Scottish legal form to the sole selling agents. Formal note of interest should be registered prior to offering. A closing date will only be notified to parties who have registered interest through their solicitors. The seller reserves the right to accept any offer at any time
Map location is not available for this property.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
97 John Finnie Street, Kilmarnock, KA1 1BG
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