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97 John Finnie Street, Kilmarnock, KA1 1BG
£240,000 Offers over
Bedrooms
Bathrooms
Reception
Property Matters Online are delighted to present to the market this rarely available two-bedroom DETACHED BUNGALOW ideally located within a highly desirable area within the outskirts of Ayr town centre. Beautifully presented property with quality features throughout.
The accommodation consists of entrance vestibule giving access to welcoming entrance hallway with storage cupboard, bright front facing lounge, kitchen diner to the rear which houses an ample range of wall and floor units with complimentary work tops and upstands, quality integrated appliances including hob, double oven, microwave, contemporary extractor fan and wine cooler. Rear facing versatile conservatory overlooking garden. The main bedroom is spacious and benefits from fitted wardrobes and ensuite. Further double bedroom and fantastic three-piece family shower room comprising wc, wash hand basin with fitted vanity units and large walk-in shower with glazed screen.
The property sits on good sized plot with landscaped front garden with quality artificial grass, pebble borders with established planting. Large mono bloc driveway leading to garage with lighting and power, very private enclosed fully landscaped rear garden with paving artificial grass and decking area. Large wooden shed.An ideal spot for relaxation and entertainment.
Full Double glazing and gas central heating.
Location
Ayr is Ayrshire's foremost town and as such offers a good range of high street shops, supermarkets, recreational and professional facilities. In addition there are a number of well-renowned restaurants and excellent private schooling at Wellington School for children of age 3 to 18. Local Primary and Secondary schools are available nearby.
The Ayrshire coast is famous worldwide for golf with championship courses at Royal Troon, Turnberry (the venue for the Scottish open in 2009) and Prestwick, all of which are within easy reach.
The newly upgraded A77/M77 trunk road network provides easy access for the commuter with links to Kilmarnock, Glasgow and surrounding districts.
Both Ayr and Prestwick have mainline railway stations, while Prestwick International Airport has regular and enhanced flight service flights to London, Dublin and the rest of Europe.
Room sizes (Approx at widest points.)
HALLWAY 3.71m x 3.68m
LOUNGE 5.10m x 3.38m
DINING KITCHEN 6.03m x 3.99m
BEDROOM ONE 3.94m x 2.99m
ENSUITE
BEDROOM TWO 3.30m x 2.85m
SHOWER ROOM 2.46m x 1.60m
CONSERVATORY 4.80m x 3.12m
EER C
VIEWINGS Contact agent.
SUMMARY
Fantastic property with immaculate presentation which is sure to appeal to a broad section of the market.
PARTICULARS Property Matters Ltd for themselves and for the sellers of this property whose agents they are, give notice that the particulars are produced in good faith, are set out as a general guide only and do not constitute any part of a contract and that no person in the employment of Property Matters Ltd has any authority to make or give any representation or warranty whatever in relation to this property. Intending purchasers must satisfy themselves, by inspection or otherwise, on all matters.
OFFERS. Offers must be submitted in Scottish legal form to the sole selling agents. Formal note of interest should be registered prior to offering. A closing date will only be notified to parties who have registered interest through9 their solicitors. The seller reserves the right to accept any offer at any time
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
97 John Finnie Street, Kilmarnock, KA1 1BG
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