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97 John Finnie Street, Kilmarnock, KA1 1BG
£240,000 Fixed Price
Bedrooms
Bathrooms
Reception
Property Matters Online are delighted to present to the market this beautifully presented three-bedroom semi-detached villa situated within the highly desirable Doonfoot district of Ayr.
Constructed by renowned builders Mactaggart and Mickel, the accommodation offers modern family living over two levels. In greater detail, the accommodation comprises; welcoming entrance hallway with under-stairs storage and modern wc, Spacious rear-facing lounge with sliding patio doors which allow an abundance of natural light to flow through. Open plan dining kitchen which houses an ample range of base and wall units with complementary worktops and upstand, along with a range of integrated appliance which includes fridge freezer, dishwasher, induction hob, and oven.
The upper-level accommodation is accessed via the feature staircase with floor to ceiling windows providing an abundance of natural light. On the upper level are three bedrooms, and contemporary three-piece family bathroom.
The property further benefits from off-street parking for two vehicles, and professionally landscaped and fully enclosed rear garden.
LOCALITY
Mull Lane is situated within the popular Doonfoot area of Ayr, which has an excellent school catchment. Ayr town centre is a short drive from the property where you can find retail shopping, supermarkets, cinemas etc. Belleisle Park is close and there is also a beach at Doonfoot. For golfers there is Seafield and Belleisle nearby with the well-known open course Royal Troon and Turnberry and many more golf courses not too far away by car. Good commuting links both by car and rail. All these factors contribute to making it a very popular spot to live for many people.
Room sizes (Approx.)
LOUNGE
4.85m x 3.00m
DINING KITCHEN
5.26m x 2.64m
WC
1.98m x 1.02m
BEDROOM ONE
3.81m x 2.95m
BEDROOM TWO
3.53m x 2.49m
BEDROOM THREE
2.95m x 2.21m
BATHROOM
2.49m x 1.50m
EER B
Viewings by appointment only contact agent
PARTICULARS Property Matters Ltd for themselves and for the sellers of this property whose agents they are, give notice that the particulars are produced in good faith, are set out as a general guide only and do not constitute any part of a contract and that no person in the employment of Property Matters Ltd has any authority to make or give any representation or warranty whatever in relation to this property. Intending purchasers must satisfy themselves, by inspection or otherwise, on all matters.
OFFERS: - Offers must be submitted in Scottish legal form to the sole selling agents. Formal note of interest should be registered prior to offering. A closing date will only be notified to parties who have registered interest through their solicitors. The seller reserves the right to accept any offer at any
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
97 John Finnie Street, Kilmarnock, KA1 1BG
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