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97 John Finnie Street, Kilmarnock, KA1 1BG
£150,000 Offers over
Bedrooms
Bathrooms
Reception
*** CLOSING DATE SET - FRIDAY 4TH OCTOBER AT 12 NOON ***
Property Matters Online are delighted to present to the market this rarely avail spacious three-bedroom MID TERRACED HOUSE situated within a sought-after residential area within Prestwick with open spaces and landscaped gardens. Sure to appeal to a broad section of the market early viewing is strongly advised.
The accommodation is formed over two-levels comprising welcoming entrance hallway into spacious front facing lounge with feature fire and surround, archway leading into dining area with window overlooking rear garden. The kitchen houses an ample range of base and wall units with complementary worktops and tiled splash-back areas, integrated gas hob, electric oven and extractor hood. Handy storage cupboard and door to the rear garden. The upper-level accommodation houses, upper hall with access to loft, two double bedrooms one with fitted wardrobes, and a generous single bedroom with storage cupboard, and three-piece family bathroom.
The accommodation further benefits from its own parking space, small hard landscaped garden to the front and a fully enclosed landscaped garden to the rear, with patio and grass area. There is also a well-maintained brick garage.
Full DG and gas central heating.
LOCALITY
Prestwick is a town located in South Ayrshire on the southwest coast of Scotland, approximately 30 miles (48 km) to the south-west of Glasgow. It adjoins the larger town of Ayr. The centre of which is approximately 2 miles (3 km) south.
The town is renowned for being the home of Open Golf. The world's first Open golf Championship was played at the Prestwick Old Course in 1860 and the first twelve Open Championships were played there until 1872 (the Championship was not played in 1871). The town also hosts two other golf courses, St. Nicholas and St. Cuthbert's. St. Nicholas is a traditional links course on the southern half of the town
Prestwick has four schools, three primary and one secondary, one of which is a denominational school, serving the area.
The Ayrshire coast is famous worldwide for golf with championship courses at Royal Troon and Turnberry, all of which are within easy reach.
The newly upgraded A77/M77 trunk road network is close by and this provides easy access for the commuter with links accessing in a Southerly direction towards Girvan and the Ayrshire coast and in a Northerly direction toward Kilmarnock and Glasgow.
Prestwick has a mainline railway station, while Prestwick International Airport has regular and enhanced flight service flights to London, Dublin and the rest of Europe.
Room sizes (Approx)
LOUNGE 4.28m x 3.82m
DINING AREA 3.41m x 2.44m
KITCHEN 3.48m x 2.24m
BEDROOM ONE 4.11m x 2.89m
BEDROOM TWO3.09m x 2.90m
BEDROOM THREE3.17m x 2.23m
BATHROOM2.03m x 1.96m
EER C
Viewings strictly by appointment.
PARTICULARS Property Matters Ltd for themselves and for the sellers of this property whose agents they are, give notice that the particulars are produced in good faith, are set out as a general guide only and do not constitute any part of a contract and that no person in the employment of Property Matters Ltd has any authority to make or give any representation or warranty whatever in relation to this property. Intending purchasers must satisfy themselves, by inspection or otherwise, on all matters.
OFFERS Offers must be submitted in Scottish legal form to the sole selling agents. Formal note of interest should be registered prior to offering. A closing date will only be notified to parties who have registered interest through their solicitors. The seller reserves the right to accept any offer at any time.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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