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97 John Finnie Street, Kilmarnock, KA1 1BG
£425,000 Offers over
Bedrooms
Bathrooms
Reception
Property Matters Online are delighted to present to the market Kirkdyke this rarely available UNIQUE DETACHED HOUSE nestled in the quaint village of Craigie. This well-maintained property boasts a blend of modern and quality traditional features with bespoke features throughout. Sure to impress the property already has its own granny annexe and stabling block offering great potential. In addition, the lower level lounge was previously a swimming pool which could potentially be re-instated by any new owner.
Locality
Craigie is a small village in South Ayrshire. The village is well located for access to all amenities with easy access by car to Kilmarnock, Troon, Ayr via the A77 and M77. Rail links are also close to hand as is Prestwick airport giving access to numerous destinations.
There are a selection of well-regarded schools in the area -Symington and Annanhill (Primary) and The Grange and Prestwick Academy (Secondary) which run a bus service from the village. Surrounded by open countryside Craigie is a lovely place to be.
The accommodation.
The accommodation is laid out over three levels, comprising bright entrance dining hall giving access to the side facing lounge with feature stone fireplace and large window formation to the side with open country view; fully fitted modern kitchen with ample range of base and wall units with complementary worktops, integrated hob with electric hood, integrated electric double oven, microwave, dishwasher, and free-standing American fridge freezer. Off is the utility room with door leading to integrated garage, which itself has a handy storage room. There is door from the utility to the rear garden area. Stairs from the dining hall led to both lower and upper level. The lower-level accommodation has flexible living accommodation with a sitting area with side facing windows and feature wood burner. The boiler room is located off this. From the sitting area you can access the Granny Annexe area with lounge area (formerly swimming pool area), there is also a fitted kitchen area, shower room and good-sized double bedroom. On the upper level there is the main bedroom with dressing room and en suite and three further bedrooms. There is also a modern family bathroom. Finally, there is an attic room with was previously used as a bedroom.
Exterior
The property is set within substantial grounds. Mainly laid to lawn with decking and patio areas and large pond. This is an ideal spot for relaxation and entertainment. There is a large detached stabling bloc which could be adapted to offer many different uses.
Full double glazing and central heating. Solar Panels.
Summary
Rarely does an amazing property like this come to the market. Offering endless possibilities this lovely family home is sure to impress all who view. Early viewing advised.
Sizes Approx. (at widest points)
GROUND FLOOR
DINING HALL
8.12m x 5.96m
LOUNGE
7.07m x 5.58m
KITCHEN
5.04m x 3.78m
UTILITY
3.15m x 2.02m
GARAGE
6.83m x 5.09m
GARAGE ROOM
6.83m x 3.11m
LOWER HALL
LOUNGE AREA
4.14m x 3.81m
BOILER ROOM
2.37m x 1.78m
ANNEXE
LOUNGE AREA
6.37m x 4.21m
KITCHEN AREA
2.92m x 2.45m
BEDROOM
2.80m x 2.76m
SHOWER ROOM
3.02m x 1.36m
BEDROOM
3.54m x 3.31m
UPPR LEVEL
MAIN BEDROOM
5.24m x 2.92m
DRESSING ROOM
3.05m x 2.19m
EN SUITE
2.62m x 1.37m
BEDROOM
4.41m x 3.05m
BEDROOM
3.88m x 2.71m
BEDROOM
3.05m x 2.33m
BATHROOM
2.65m x 1.85m
ATTIC ROOM
6.13m x 2.57m
EER:- F
Viewings:- By appointment only.
PARTICULARS Property Matters Ltd for themselves and for the sellers of this property whose agents they are, give notice that the particulars are produced in good faith, are set out as a general guide only and do not constitute any part of a contract and that no person in the employment of Property Matters Ltd has any authority to make or give any representation or warranty whatever in relation to this property. Intending purchasers must satisfy themselves, by inspection or otherwise, on all matters.
OFFERS Offers must be submitted in Scottish legal form to the sole selling agents. Formal note of interest should be registered prior to offering. A closing date will only be notified to parties who have registered interest through their solicitors. The seller reserves the right to accept any offer at any time
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
97 John Finnie Street, Kilmarnock, KA1 1BG
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