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97 John Finnie Street, Kilmarnock, KA1 1BG
£185,000 Offers over
Bedrooms
Bathrooms
Reception
Property Matters Online are delighted to present to the market this exceptional three-bedroom TERRACED VILLA set within a popular area of Irvine. The Hanbury style recently Built by Bellway Homes is sure to impress all who view.
The accommodation: entrance hallway, large spacious open plan lounge/kitchen diner which houses a range of integrated appliances and French doors leading to the south facing rear garden, downstairs cloakroom. On the upper level there are three bedrooms with built in wardrobes, and modern family bathroom. Gas CH. DG. Contemporary dcor with quality fitments and upgrades throughout. Monoblock driveway to front and beautiful fully enclosed landscaped rear garden offering a great space for relaxation and entertainment. Early viewing advised.
LOCALITY
The property is ideally located, not far from the A78/A71 which is the main Irvine - Kilmarnock and Irvine-Ayr Road link.
Local shops are close by and provide the necessary day to day requirements. The nearby town centre also offers a good range of high street shops, supermarkets, retail parks, leisure centre and all professional facilities.
There is an extensive choice of both primary and secondary schooling, with the newly opened Montgomerie Park Primary a short walk from the property. Private schooling is available at Wellington in Ayr and in Glasgow. Irvine has 2 main secondary schools with the new, state of the art Greenwood Academy (built at the end of 2007) within catchment area. Nearby Kilmarnock has three.
The A78 from Irvine to Kilmarnock gives easy access to the recently up rated, and refurbished, A77, M77 motorway link and all main arterial routes. This provides easy access for the commuter with links also accessing in a Southerly direction towards Ayr, Girvan, the Ayrshire coast, and in a Northerly direction toward Glasgow. The West Coast of Ayrshire, and its beaches, are only a few minutes away.
Irvine has a mainline rail station with a comprehensive service to Glasgow and the main west coastline south.
Prestwick International Airport is close by and Glasgow Airport, being the main route for all the major tour operators, is only approximately 22 miles away. There are also, regular, services southbound.
Ayr is approx. 16 miles away, and is Ayrshire's foremost town, offering a good range of high street shops, supermarkets, recreational and professional facilities. In addition there are a number of well renowned restaurants.
Room Sizes
Lounge:4.68m x 3.00m
Kitchen:3.54m x 3.40m
Cloakroom:2.06m x 1.44m
Bedroom 1:3.89m x 2.46m
Bedroom 2:3.58m x 2.44m
Bedroom 3:3.16m x 2.13m
Bathroom:2.16m x 1.91m
SUMMARY
Lovely family home that must be viewed to be fully appreciated. Many quality features throughout and is sure to appeal to a wide section of the market.
Viewing Arrangements: Contact agent.
PARTICULARS Property Matters Ltd for themselves and for the sellers of this property whose agents they are, give notice that the particulars are produced in good faith, are set out as a general guide only and do not constitute any part of a contract and that no person in the employment of Property Matters Ltd has any authority to make or give any representation or warranty whatever in relation to this property. Intending purchasers must satisfy themselves, by inspection or otherwise, on all matters.
OFFERS
Offers must be submitted in Scottish legal form to the sole selling agents. Formal note of interest should be registered prior to offering. A closing date will only be notified to parties who have registered interest through their solicitors. The seller reserves the right to accept any offer at any time
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
97 John Finnie Street, Kilmarnock, KA1 1BG
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