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97 John Finnie Street, Kilmarnock, KA1 1BG
£92,500 Offers over
Bedrooms
Bathrooms
Reception
*** CLOSING DATE - FRIDAY 16TH MAY AT 12 NOON ***
Property Matters Online are delighted to present to the market this rarely available three-bedroom TERRACED HOUSE, ideally situated within a highly sought-after residential locale.
This beautifully presented home is arranged over two levels and offers stylish, comfortable living throughout perfect for first-time buyers, growing families, or anyone looking to enjoy relaxed, modern living.
The ground floor features a welcoming vestibule and entrance hallway, a spacious lounge/dining area with dual-aspect windows that flood the space with natural light, and a contemporary kitchen fitted with an excellent range of base and wall units, complementary worktops, tiled splashbacks, a breakfast bar, and quality integrated appliances ideal for everyday living and entertaining.
Upstairs, youll find a generously sized principal bedroom with twin front-facing windows, along with two further well-proportioned bedrooms, and a modern three-piece family bathroom complete with WC, wash hand basin, and bath with overhead shower.
Additional Features Include:
Location:
Set within a quiet, family-friendly pocket of Irvine, Paterson Avenue offers convenient access to local schools, shops, and excellent transport links. The property is ideally placed for commuting and is just a short distance from Irvine town centre and nearby leisure amenities.
Room Dimensions (Metric):
Lounge: 5.49m 3.15m
Kitchen: 3.73m 3.25m narrowing to 2.29m
Bedroom 1: 3.71m 3.30m
Bedroom 2: 3.48m 2.16m
Bedroom 3: 3.18m 1.93m
Bathroom: 2.39m 1.70m
VIEWINGS:- Strictly by appointment
PARTICULARS Property Matters Ltd for themselves and for the sellers of this property whose agents they are, give notice that the particulars are produced in good faith, are set out as a general guide only and do not constitute any part of a contract and that no person in the employment of Property Matters Ltd has any authority to make or give any representation or warranty whatever in relation to this property. Intending purchasers must satisfy themselves, by inspection or otherwise, on all matters.
OFFERS. Offers must be submitted in Scottish legal form to the sole selling agents. Formal note of interest should be registered prior to offering. A closing date will only be notified to parties who have registered interest through their solicitors. The seller reserves the right to accept any offer at any time.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
97 John Finnie Street, Kilmarnock, KA1 1BG
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