4 bedroom stone built detached

£325,000 OIRO

4

Bedrooms

3

Bathrooms

2

Reception

Floorplan

Substantial detached period property offering many original features. The property has three spacious reception rooms plus a modern fitted kitchen, four spacious bedrooms, cellar and loft space. There are two sets of French doors leading out to the rear courtyard which provides parking for at least three cars, fencing around this area with a sliding entrance gate giving a good degree of privacy and security. There are many period features such as celing coving, ornate ceiling light surrounds and fireplaces, with two bay windows to the roadside this spacious property would make an ideal family home or would split into flats subject to the correct planning consents. The property must be viewed to appreciate the interior space available, so therefore viewing highly recommended. EPC Rating: E. Council Tax: E.

Features
  • Freehold


Property additional info

GROUND FLOOR:
External door leading to a spacious hallway with central heating radiator and stairs leading to the first floor with pine spindle ballustrade.

Lounge: 4.25m x 3.82m (13'11" x 12'6")
Leading from the hallway is this spacious room with ceiling coving and ornate celing rose. Decorative marble fireplace with gas fire and marble hearth. Cupboard housing the central heating boiler, bay window and central heating radiator.

Kitchen: 4.25m x 2.73m (13'11" x 8'11")
Fitted with modern base and wall units, stainless steel sink unit with mixer tap, space for range type cooker and extractor hood over. Tiled floor and central heating radiator and two spotlight type light fittings. French doors from this room lead out to the courtyard to the rear.

Dining room: 6.98m x 4.71m (22'11" x 15'5")
Substantial spacious room again with ceiling coving and ornate ceiling rose. Three windows providing lots of light for this room along with French doors leading out to the rear courtyard. Two central heating radiators.

Living room: 6.89m x 4.71m (22'7" x 15'6")
Another spacious room with bay window to the front, coving and ornate ceiling rose. Central heating radiator.

Cellar: 4.62m x 4.61m (15'2" x 15'2")
Useful spacious room for storage

FIRST FLOOR:
Spacious landing with central heating radiator

Bathroom: 3.80m x 1.80m (12'6" x 5'11")
With a two piece suite in white with low flush wc and sink unit with mixer tap

WC:
With two piece suite in white with low flush wc and sink unit with mixer tap.

Master bedroom: 4.95 x 4.73m (16'3" x 15'6")
Spacious room with two windows and central heating radiator.

Second bedroom: 3.34m x 2.97m (10'11" x 8'9")
A very spacious bedroom with window and central heating radiator and coving to ceiling.

Third bedroom: 4.76m x 4.33m (15'7" x 14'2")
This floor is accessed via a couple of steps onto a half landing providing access to this double bedroom with window, central heating radiator and coving to ceiling

Fourth bedroom: 3.86m x 3.50m (12'8" x 11'6")
Double room with window, central heating radiator and ceiling coving.

Shower room: 2.57m x 1.17m (8'5" x 3'10")
With shower cubicle and electric shower, low flush wc and sink unit with cupboard beneath. Central heating radiator.

OUTSIDE:
Block paved courtyard providing parking for several vehicles to the rear - measuring 13.77 (widest point) x 8.87m (45' x 29'), high fence and sliding gate give this area a good degree of privacy. Garden area to the front.

Nearest Stations:

1.87 miles
Halifax
2.66 miles
Sowerby Bridge
4.24 miles
Mytholmroyd
5.15 miles
Brighouse
5.21 miles
Low Moor

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 270825

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 8125
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 27075
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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