4 bedroom semi detached chalet for sale

£325,000 Guide Price

4

Bedrooms

1

Bathrooms

2

Reception

Floorplan

ENTRANCE LOBBY Double glazed entrance door leads to the entrance lobby with windows to the side. Further glazed door leads to the:-

ENTRANCE HALL Stairs leads to the first floor. Radiator. Thermostat for central heating.

LOUNGE With a bay window to the front aspect. Double radiator. Hexagonal lead light stained glass window to the side. Wood fire surround with a gas fire.

DINING ROOM Tiled fireplace with a gas fire. Double radiator. Wall mounted gas fired central heating boiler. Dresser unit with cupboards under. Door with an adjacent window leads to the lean to/conservatory.

KITCHEN Single drainer sink unit. Cupboards at eye and base level with work surfaces. Space and plumbing for a washing machine. Airing cupboard housing the hot water cylinder. Pantry cupboard. Door with an adjacent window to the side.

CONSERVATORY/LEAN TO Off the dining room with a door to the garden.

BEDROOM ONE GROUND FLOOR With a window to the rear. Double radiator.

BEDROOM TWO GROUND FLOOR Window to the front. Radiator.

BATHROOM GROUND FLOOR Low level wc hand wash basin and panelled bath with a mixer tap and shower attachment. Obscure double glazed window to the side. Radiator. Half tiled to all visible walls.

LANDING Access to eaves storage.

BEDROOM THREE Window to the front. Built in wardrobe cupboard and chest of drawers. Radiator.

BEDROOM FOUR Window to the front. Radiator. Built in wardrobes and chest of drawers.

GARAGE Detached approached via a long independent driveway with an up and over door.

REAR GARDEN This good size rear garden measure in excess of 90' approximately. Neatly laid to lawn with screen fencing and established borders. Shed. Side access to the front.

GENERAL Tenure Freehold
Southend on Sea City Council
Council Tax band C

Features
  • Freehold

Nearest Stations:

1.43 miles
Leigh-On-Sea
1.73 miles
Chalkwell
2.35 miles
Southend Airport
2.36 miles
Westcliff
2.61 miles
Rochford

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 270825

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 8125
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 27075
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

Adjust these figures

  %
  %
£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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