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23 Ferme Park Road, London, N4 4DS
£799,950
Bedrooms
Bathrooms
Reception
This beautifully presented 2-bedroom ground floor flat is a rare opportunity for buyers seeking a stylish and well-maintained home. The property features two spacious double bedrooms, a sleek modern bathroom, and an expansive living area that seamlessly flows into a contemporary fitted kitchen and dining space. Large double-glazed doors flood the interior with natural light and open onto a delightful, well-proportioned garden, offering the perfect space to unwind or entertain.
Situated on one of Stroud Green's premier roads, this property benefits from an exceptional location. The vibrant shops, cafes, and restaurants of Stroud Green Road are just a short walk away, while excellent transport links, including Finsbury Park Underground and Harringay Rail (Overground), provide easy access to the city.
For outdoor enthusiasts, the open spaces of Finsbury Park and the picturesque Parkland Walk are nearby, and families will appreciate the selection of highly regarded local schools.
This is a truly special property combining modern interiors, outdoor living, and an unbeatable location.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £3,459.52
Total Interest: £445,476.73
Overall Total: £1,245,426.73
Amortization For Monthly Payment: £3,459.52 over 30 years ( Based on 3.20% Interest )
| Year | Interest | Principal | Balance |
|---|---|---|---|
| 2025 | £25,362.88 | £16,151.34 | £783,798.66 |
| 2026 | £24,838.39 | £16,675.83 | £767,122.82 |
| 2027 | £24,296.87 | £17,217.36 | £749,905.46 |
| 2028 | £23,737.76 | £17,776.47 | £732,128.100 |
| 2029 | £23,160.49 | £18,353.73 | £713,775.27 |
| 2030 | £22,564.48 | £18,949.74 | £694,825.52 |
| 2031 | £21,949.12 | £19,565.11 | £675,260.42 |
| 2032 | £21,313.77 | £20,200.45 | £655,059.96 |
| 2033 | £20,657.79 | £20,856.43 | £634,203.53 |
| 2034 | £19,980.51 | £21,533.72 | £612,669.81 |
| 2035 | £19,281.23 | £22,232.99 | £590,436.82 |
| 2036 | £18,559.25 | £22,954.98 | £567,481.84 |
| 2037 | £17,813.82 | £23,700.41 | £543,781.44 |
| 2038 | £17,044.18 | £24,470.04 | £519,311.39 |
| 2039 | £16,249.55 | £25,264.67 | £494,046.72 |
| 2040 | £15,429.12 | £26,085.10 | £467,961.62 |
| 2041 | £14,582.05 | £26,932.18 | £441,029.44 |
| 2042 | £13,707.46 | £27,806.76 | £413,222.68 |
| 2043 | £12,804.48 | £28,709.75 | £384,512.94 |
| 2044 | £11,872.17 | £29,642.05 | £354,870.88 |
| 2045 | £10,909.59 | £30,604.63 | £324,266.25 |
| 2046 | £9,915.75 | £31,598.47 | £292,667.78 |
| 2047 | £8,889.64 | £32,624.59 | £260,043.19 |
| 2048 | £7,830.20 | £33,684.02 | £226,359.16 |
| 2049 | £6,736.36 | £34,777.86 | £191,581.30 |
| 2050 | £5,607.00 | £35,907.22 | £155,674.08 |
| 2051 | £4,440.97 | £37,073.26 | £118,600.82 |
| 2052 | £3,237.07 | £38,277.16 | £80,323.66 |
| 2053 | £1,994.07 | £39,520.15 | £40,803.51 |
| 2054 | £710.71 | £40,803.51 | £0.00 |
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
23 Ferme Park Road, London, N4 4DS
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Wed May 21 2025
All confirmed! We look forward to speaking with you.
Wed May 21 2025
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