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22 Oxford Street, CF45 3PL
£450,000
Bedrooms
Bathrooms
Reception
T Samuel Estate Agents are thrilled to bring to market this a spectacular 3/4 bedroom detached property. Occupying a magnificent plot set in the gardens and grounds of approximately 2 acres. The views of the surrounding countryside are absolutely stunning. A semi rural spot but yet a short drive to Aberdare town centre. Abernant Y Groes Isaf is located in Cwmbach, Aberdare and has been a much loved family home for many years. A unique property that was formerly a farmhouse, original building dates back to the 1800s until purchased by the current vendors in the 1980s, when the property was modernised and extended. There is a real attention to detail throughout with bespoke kitchen and feature staircase. Since the 1980s it has remained in the same family and is now looking for a new family to enjoy and make memories. Located in the highly sought after village of Cwmbach and within easy walking distance of primary school, pub and local village shop. The village has a strong sense of community benefiting from a semi rural location yet with fast and easy access to the A470 and head of the valleys link road. Property comprises: Porchway, Porch, Hallway, Living room, Dining Room, Kitchen, Second reception/4th bedroom. WC. to the first floor Master bedroom with en-suite and 2 further bedrooms. Family bathroom. Airing cupboard. Gardens to front and rear. THE PROPERTY BENEFITS FROM SOLAR PANELS WITH BATTERY STORAGE AND NEW COMBINATION BOILER WITH RADIATORS. Approximately 2 acres of gardens and grounds which in our opinion could lend itself to may uses subject to planning permission. Viewings are strictly by appointment only through ourselves. Subject to probate/started March 2024.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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