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22 Oxford Street, CF45 3PL
£450,000
Bedrooms
Bathrooms
Reception
T Samuel Estate Agents proudly presents this charming stone built 4 bedroom detached home. Situated on the sort after area of Llanfabon Road, Nelson. No onward chain. This charming property offers a spacious and versatile layout, featuring an inviting living room with French doors leading to the garden and a light filled kitchen with dual aspect windows showcasing stunning countryside views. The property comprises every day living room, dining area and kitchen. Second reception room. Utility room. Ground floor WC. To the first floor, landing, 4 double bedrooms, family bathroom with separate WC. Storage room. The property has ample living accommodation as it is, however offers so much potential to extend or even incorporate the garage into living accommodation, subject to planning permission. Outside, the property boasts pretty gardens mainly laid to lawn with mature trees and shrubs, a stone patio, and a babbling stream running to the rear of the garden. Off road parking leads to the garage, framed by an original stone wall and iron railings with a gated entrance. Llanfabon Nelson is conveniently located just 15 miles north of Cardiff. Access to the A470 is just a few minutes drive away making commuting easy. Close to all amenities, local shops, doctors surgery and primary schools. Bus station. Train stations at Ystrad Mynach and Abercynon. Just a short walk to the local pub and nearby there are lots of country walks and even a horse riding school! The Taf Bargoed and Taff Trail are all within easy reach.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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