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22 Oxford Street, CF45 3PL
£85,000
Bedrooms
Bathrooms
Reception
This well-presented 2-bedroom home is situated in a popular and quiet area, offering the perfect blend of comfort and convenience. Located within walking distance of the local sports centre and Abercynon Village, youll have access to a wide range of amenities, including shops, a GP surgery, and the train station. The A470 is just a short drive away, making this property an ideal choice for commuters.
Upon entering the home, youre welcomed into a bright entrance hall that leads to a spacious lounge/diner, where large UPVC windows fill the room with natural light. The open-plan space is perfect for both family living and dining. The kitchen, located just off the lounge, is well-equipped and features a breakfast bar, providing a comfortable spot for casual dining.
Upstairs, the two bedrooms are generously sized, with Bedroom 1 benefiting from access to a private en-suite and stairs leading to a versatile attic room. The second bedroom is also spacious, offering a peaceful retreat.
The en-suite, accessed from Bedroom 1, includes a walk-in shower and a UPVC window to the side, creating a bright and convenient space. The attic room, with two windows that overlook the front and side of the house, can easily be used as an office, playroom, or additional living space, offering plenty of flexibility.
Externally, the rear garden provides great storage space, with a concrete floor and access to a single garage. To the front, a grassy area is complemented by a large decking space, ideal for outdoor entertaining. The garage is accessible through the back garden via a white UPVC door and also has access from the lane, with the added benefit of a window facing the garden.
This property offers an excellent opportunity for those looking for a quiet, well-connected home in a friendly and accessible area. Its perfect for those who want easy access to local amenities, good transport links, and a comfortable living space.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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