3 bedroom terraced home for sale

£99,995

2

Bedrooms

1

Bathrooms

1

Reception

Floorplan

Two bedroom mid-terraced property situated a stone's throw away from the town centre of Mountain Ash. This home would make an ideal first-time buy or investment opportunity, being an ex-rental property and fully Rent Smart Wales compliant. The property is conveniently located with shops, a GP surgery, and the train station all within the town centre, while the A470 is just a short drive away, making it perfect for commuters.


Inside, the property offers a practical layout starting with an entrance porch that leads into a spacious living room. The room features an emulsion ceiling with coving and a laminate floor, along with a wall-mounted pebble-effect fire and handy under-stair storage. A separate entrance opens to the kitchen, which is fitted with ample base and wall units, a built-in oven and hob, and a stainless steel sink. There's also space for a dining table, and a door leads to the downstairs bathroom with a three-piece suite.

Upstairs, the landing gives access to two bedrooms, both well-sized and with plenty of natural light. The exterior features a concrete section with a decked area, decorative chippings, and a patio space, perfect for enjoying the outdoors.

This property offers a great location and solid potential, ideal for those looking for a home or investment in a convenient area.



Property additional info

Entrance porch:
This welcoming entrance porch is accessed through a white UPVC door, ensuring both style and security. The space features an emulsion ceiling with coveing, and the walls are finished in emulsion, providing a bright and fresh feel. The laminate flooring is both durable and easy to maintain, while the area also houses the electric meter and fuse board for convenience. A staircase leads to the first floor, and a door opens into the inviting lounge beyond.

Living room: 6.02m x 3.59m
A practical living room with an emulsion ceiling and coving. The walls are finished in emulsion, with one feature wall wallpapered for added interest. The laminate flooring is easy to maintain, and the room includes a wall-mounted pebble-effect fire, two radiators, and power points. Theres also useful under-stair storage. A separate entrance leads to the kitchen, with a hatch hole in the wall adding an open, airy feel.

Kitchen: 4.13m x 3.38m
The kitchen features ample base and wall units in white, complemented by a matching work surface for plenty of storage and workspace. It comes equipped with a stainless steel sink unit, and is plumbed for an automatic washing machine. A built-in oven and hob with an extractor hood above offer convenience, while a wall-mounted boiler provides efficient heating and hot water. The emulsion ceiling is fitted with sunken spotlights, and the walls are finished in emulsion with tiles around the work surface for practicality. The tiled flooring adds to the functional appeal of the room. There is also plenty of space for a table and chairs, with a radiator and power points available. A door leads to the downstairs bathroom, and a uPVC window and door open to the rear of the property.

Downstairs Bathroom: 3.17m x 1.86m
A functional three-piece suite comprising a bath, W.C., and wash hand basin. The emulsion ceiling with coving and sunken spotlights creates a bright and airy atmosphere. The walls are a mix of emulsion and tiles for easy maintenance, and the tiled flooring adds to the practicality of the space. A radiator ensures warmth, and a uPVC window with half frosted glass allows natural light while maintaining privacy.

Landing:
The landing features a simple emulsion ceiling and walls, creating a neutral and bright space. The carpeted flooring adds warmth and comfort. There is access to the attic for extra storage, and doors lead to the two bedrooms.

Bedroom 1: 3.74m x 2.62m
A comfortable bedroom with an emulsion ceiling and coving, giving the room a clean, fresh feel. The emulsion walls are neutral, and the laminate flooring is both practical and easy to maintain. The room includes a radiator and power points, and a uPVC window to the front allows plenty of natural light.

Bedroom 2: 3.55m x 2.16m
A cosy bedroom with an emulsion ceiling and coving, paired with emulsion walls for a fresh, neutral look. The carpeted flooring adds warmth and comfort. The room includes a radiator and power points, with a uPVC window to the rear allowing natural light to fill the space.

Exterior:
The exterior features a concrete section with an outside tap for added convenience. Decked steps lead to an enclosed area with feather-edge fencing for privacy. One section is laid with decorative chippings, while the other offers a patio space, perfect for outdoor seating and entertaining.

Nearest Stations:

0.24 miles
Mountain Ash
0.67 miles
Fernhill
1.29 miles
Penrhiwceiber
1.9 miles
Cwmbach
1.92 miles
Merthyr Vale

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 80196.125

Mortgage Loan to Value

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Gross Yield

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Annual ROI

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Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 2499.875
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 5199.875
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

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