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22 Oxford Street, CF45 3PL
£445,000 OIRO
Bedrooms
Bathrooms
Reception
Upon entering the home, you're greeted by a grand and spacious entrance hall, complete with a striking central staircase that immediately sets the tone for the quality and scale of the accommodation on offer. The ground floor features three versatile reception rooms. To the front of the property is a cosy snug, currently used as a separate living room, and a second good-sized room, ideal as a home office. To the rear, the main lounge is a spacious and beautifully light-filled room, with double doors that open out onto a stunning wrap-around balconyoffering uninterrupted views across the mountains and valley.
At the heart of the home is an open-plan kitchen/diner, flooded with natural light from large windows and patio doors that also open onto the front balcony. The kitchen is perfect for both everyday living and entertaining, with ample room for a large dining table. A generously sized utility room, convenient downstairs WC, and plenty of storage cupboaards complete the ground floor.
Upstairs, a spacious landing leads to four double bedrooms, each featuring built-in storage. The master bedroom is a standout, offering an abundance of space, a modern en-suite shower room, and mesmerising valley views to wake up to each morning. The luxurious family bathroom is equally impressive, featuring a freestanding bathtub, corner shower, and dual hand basins. The accommodation continues with a full-width loft conversion, offering a vast and versatile space.
Outside, the home enjoys a wrap-around balcony with stunning views across the valley, leading to two attractive patio areasperfect for relaxing or entertaining. Steps take you down to a spacious, well-maintained lawn surrounded by mature trees and hedges, offering a peaceful and private outdoor space. The property also benefits from access to a generous basement levelan incredibly versatile space with huge potential. Whether you envision a home gym, games room, summerhouse, or creative studio, the possibilities are endless.
This is a home that must be viewed to be fully appreciateda rare gem combining space, style, and stunning surroundings. Ideal for families seeking a peaceful retreat with room to grow, entertain, and truly enjoy valley living at its finest.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
22 Oxford Street, CF45 3PL
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