3 bedroom commercial property for sale

£225,000

3

Bedrooms

2

Bathrooms

Council tax band: TBC

Ramsay & White Estate Agents welcome you to this imposing five-storey end-of-terrace property, nestled on the sought-after Whitcombe Street in the heart of Aberdare!

Presenting an exceptional opportunity for investors, developers, or those seeking a substantial family home with abundant space and scope for transformation!

Brimming with character and potential, the property spans across five generous floors, each offering spacious rooms, high ceilings, and a wealth of natural light throughout. Retaining many original period features, the building is a rare find in this well-connected location, just a short stroll from Aberdare town centre, local amenities, transport links, and beautiful surrounding countryside.

Currently configured as semi-commercial, the layout provides endless versatility, whether as a grand single dwelling (subject to necessary consents), a multi-unit conversion (subject to necessary consents), or a mixed-use development incorporating commercial and residential spaces.

With rear access and the benefit of its end-of-terrace position offering enhanced privacy and light, this property invites vision and creativity to realise its full potential. Whether you're looking to restore a period gem, develop into a portfolio of stylish apartments, or create a unique home of distinction, this property on Whitcombe Street offers a rare canvas in one of Aberdare's most historic and desirable streets.

Early viewing is strongly recommended to fully appreciate the size, character, and future prospects of this outstanding property!

Book a viewing today!

FLOORPLAN AND EPC COMING SOON

Secure your finance before securing your next property through Ramsay & White Finance, contact us for more information.

Conveniently located within walking distance of Aberdare Train Station, which provides regular service along the Aberdare to Cardiff Central Line, as well as Aberdare Bus Station, this property offers excellent transport links. Easy access to the A470 and A465 connects you to the M4 and surrounding areas, including Merthyr Tydfil, Swansea, Abergavenny, and Cardiff.

Aberdare town centre boasts a vibrant mix of independent shops, cafes, and entertainment venues. Additional retail options can be found at Riverside Retail Park and Cyfarthfa Retail Park, both just a 15-minute drive away.

The area is well-served by educational institutions, including Aberdare Community School, St. John's High School, and Coleg y Cymoedd Aberdare, which offers a range of further education opportunities.

Ramsay & White Estate Agents issues the following notice:
1.We have taken reasonable steps to ensure the accuracy of the information provided. However, it is the responsibility of prospective buyers or tenants to verify the accuracy of each detail through their own inspections, searches, enquiries, and surveys.
2.Measurements, areas, and distances are approximate and should not be considered exact.
3.No one employed by or representing Ramsay & White Estate Agents has the authority to make any representations, warranties, or guarantees regarding the properties.
4.The details presented on our website and in marketing materials are intended only as a general guide for potential buyers and tenants. These details do not, in any way, constitute an offer or form part of a contract.
5.All information is provided without liability on the part of Ramsay & White Estate Agents, the vendor, or the landlord.
6.Assumptions should not be made about areas of the property not visible in photographs.
7.Ramsay & White Estate Agents have not tested any fixtures, appliances, fittings, or services within the properties listed. Buyers are advised to confirm all such details independently.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 177075

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 5625
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 8325
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

Adjust these figures

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  %
£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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