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£165,000
Bedrooms
Bathrooms
An attractive two bedroomed semi detached Bungalow situated in the Market Town of Wigton. The property is situated in a popular development on the fringes of the town, with easy access to the surrounding countryside as well as the town centre. Wigton is located approximately 11 miles from Carlisle and 15 Miles from the town of Cockermouth.
The Bungalow briefly comprises of an entrance hallway with storage cupboard leading to a spacious and light lounge with inset decorative fireplace and gas fire.
Kitchen/diner with a range of wall and base units and
One double bedroom and One single bedroom
Recently renovated three piece bathroom suite with shower over bath
Lounge - 4.977 m max x 3.325 m max - Carpeted with UPVC window, coving on ceiling and decorative fireplace with inset gas fire and radiator.
Entrance Hall - Entrance hallway accessed by a wood and obscured glass door and side panel. Carpeted with loft access, radiator and storage cupboard.
Kitchen/Diner - 3.383 m max x 2.871 m max - Vinyl flooring and single glazed window. A good range of wall and base units with complimentary surfaces and a ceramic sink with mixer tap, and point for a gas cooker. Central heating stat and radiator. Wood and obscured glass door leading to:
Conservatory - Partial brick and UPVC construction with french doors leading out to rear paved patio. Wall mounted lights.
Master Bedroom - 2.729 m max x 4.184 m max - Carpeted and with coving. UPVC window and radiator.
Second Bedroom - 2.790m max x 2.571 m max - Carpeted and with coving. UPVC window and wall mounted shelving and radiator.
Utility Room - Tiled flooring with UPVC window and a wall mounted blow heater. Work surface with plumbing and sockets for appliances.
Bathroom - 1.991 m max x 1.762 m max - Vinyl flooring and UPVC window. White W.C bath and sink with vanity unit and radiator.
Attic - Attic space with combi boiler and ladders for access.
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Map location is not available for this property.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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