3 bedroom semi-detached for sale

£440,000 Guide Price

3

Bedrooms

2

Bathrooms

Floorplan

A spacious and characterful semi-detached home offering three double bedrooms and ample living accommodation with a separate office and generous gardens. Positioned in a semi-rural location close to Thornton and Clayton villages with views over the valley.

A spacious family home in a fantastic semi rural location on a private lane in between the villages of Thornton and Clayton. This beautiful property boasts having three good size bedrooms, large living room and a kitchen/diner with ample open space. The property has exceptional gardens to front and rear with well maintained beds and shrubs, lawned areas and paved patios. Set within a highly desirable location and enjoying a shared private lane an early viewing of this tremendous property is strongly recommended.

The spacious living accommodation on the ground floor briefly comprises of; entrance hallway with a utility room/WC to the side, ample fitted kitchen with direct access to the dining room, office/bedroom four and good sized lounge that gives access to a modern orangery to the rear of the house. To the first floor is a large master bedroom with fitted wardrobes and ensuite shower room, two further double bedrooms of a good size and the house bathroom

Externally the property is accessed via a private lane that leads to a parking area with two spaces as well as two garages owned by the property. A gated path leads to the front of the house and gives access to a mature front garden with large sheds, patio area and many beds and shrubs around. The rear of the property is over multiple levels and has patio areas, lawn, ample flower beds and a pond. The rear of the property also gives views over fields and further down the rural valley.

The house is delightfully situated in a semi rural location close to the popular village of Clayton. The area is highly regarded and surrounded by scenic countryside as well as offering local shops and amenities, recreational areas, traditional public houses and well respected schools. The location is also considered to be within daily commuting distance of many West and North Yorkshire business centres which include Bradford, Halifax and Leeds together with good access to the M62 motorway networks.

Council Tax
The City of Bradford Metropolitan District Council - Council Tax Band E

Services
Mains electricity, water and gas are installed. Domestic heating is from a gas fired combination boiler. There is a septic tank for drainage

Parking
Driveway parking, two garages.

Internet and Mobile Coverage
The Ofcom website shows internet available from at least 1 provider. Outdoor mobile coverage (excl 5G) likely from at least 1 of the UKs 4 main providers. Results are predictions not a guarantee & may differ subject to circumstances, exact location & network outages.

From Thornton village head along Thornton Road in the direction of Bradford. At the double mini roundabouts turn right on to Chat Hill Road. Turn left on to the private Westfield Mews and the property is at the end on the left hand side.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 365700

Mortgage Loan to Value

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Gross Yield

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Annual ROI

%

Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 11000
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 35700
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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