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2 Low Ousegate, York
£495,000
Bedrooms
Bathrooms
A beautifully presented four bedroom detached family home, situated in a quiet cul de sac in the sought after village of Harden. The property offers versatile and generous living space plus an enclosed south facing garden and a double garage. Viewing is highly recommended to fully appreciate the accommodation.
A beautifully presented four bedroom detached family home, situated in a quiet cul de sac in the sought after village of Harden. The property offers versatile and generous living space plus an enclosed south facing garden and a double garage. Viewing is highly recommended to fully appreciate the accommodation.
Harden is a semi-rural village to the west of Bingley. Encapsulating the beautiful St Ives Estate, Harden has a lovely rural feel to it, without being in the middle of no-where! This very sought after area has a fantastic mix of properties, ranging from 1800s farmhouses to modern luxury developments; but still manages to retain the privacy and desirability that buyers flock to! The location is approximately 2 miles distant from Bingley town centre which offers a range of shops, amenities, bars, restaurants and well respected primary and secondary schools. Bingley is also well served by excellent road and rail links to other West and North Yorkshire business centres which include Skipton, Ilkley, Bradford and Leeds. The accommodation, with gas fired central heating and UPVC double glazing throughout, briefly comprises:
GROUND FLOOR
Entrance Hall
Covered porch area, PVC entrance door, staircase leading to the first floor. Understairs cloakroom providing useful storage. Wooden flooring, radiator.
Downstairs WC
Accessed via the entrance hall, fitted with two piece suite comprisng hand wash basin and WC.
Sitting Room
A wonderfully cosy sitting room with window to the front aspect, a cast iron open fire with wooden surround, radiator. Part glazed double doors lead into:
Dining Room
A versatile room which can be separated or opened to create a larger living space, with sliding patio doors leading out to the garden. Radiator.
Kitchen
A fabulous sociable space with sliding doors leading out to the garden and a side entrance door. A range of contemporary kitchen units at base and wall level with granite worksurfaces and upstands, inset stainless steel sink, integrated dishwasher, eye level double oven, ceramic hob with extractor hood over, space and plumbing for washing machine, inset ceiling spotlights, vinyl flooring. Open plan with:
Snug
Window to front aspect, radiator.
Downstairs Cloakroom
Window to rear aspect, low level WC, wash basin.
FIRST FLOOR
Landing
Storage cupboard.
Bedroom One
A great sized princaple bedroom with window to the front aspect, radiator.
En Suite
Opaque window to the front aspect, contemporary walk-in shower, low level WC, wash basin, part tiled, chrome heated towel ladder.
Bedroom Two
Window to rear aspect, radiator.
Bedroom Three
Fitted with a built in wardrobe. Window to rear aspect, radiator.
Bedroom Four
Window to rear aspect, radiator.
Bathroom
Opaque window to rear aspect, three piece bathroom suite comprising panelled bath, low level WC and pedestal wash basin.
Loft
Partially boarded.
Double Garage
Remote controlled electric door, boarded mezzanine level providing storage, door leading into back garden, power and light.
Externally
To the front of the property there is a double width tarmacadam driveway, and a small lawned garden with shrubs and hedge border. At the rear is a good sized, south facing enclosed garden ideal for outdoor entertaining and a garden shed.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
2 Low Ousegate, York
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