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2 Low Ousegate, York
£450,000
Bedrooms
Bathrooms
CHARMING 20th-century DETACHED house boasting FOUR bedrooms, EN-SUITE, THREE RECEPTION ROOMS, CONSERVATORY, spacious GARDENS, and a DOUBLE GARAGE.
Nestled in a quiet cul-de-sac in the sought-after neighbourhood of Primrose Hill, Bingley, this charming 20th-century detached house offers a perfect blend of modern amenities and classic appeal. Boasting four well-appointed bedrooms and three reception rooms this spacious property is ideal for families looking for a comfortable and stylish home. The property features a beautifully landscaped garden, perfect for outdoor entertaining or simply enjoying the tranquillity of the surroundings. The double garage provides ample space for parking and storage. With its convenient location close to local amenities, schools, and transport links, this property offers both convenience and comfort.
Entrance Hall
With staircase leading to first floor and central heating radiator.
Downstairs WC
Accessed via the hallway, fitted with a modern two piece suite comprising pedestal hand wash basin, low level WC, double glazed window, heated towel rail and laminate flooring.
Sitting Room
This spacious, bright airy sitting room has a fireplace housing living flame gas fire, central heating radiator and provides access to the conservatory and dining room.
Conservatory
Located to the front of the property this room provides an extra reception room with double glazed windows and tiled flooring.
Dining Room
A formal dining room positioned to the rear of the property with double glazed sliding doors leading out to the rear garden, central heating radiator and laminate flooring.
Breakfast Kitchen
With access via the entrance hall and dining room, this good sized kitchen is fitted with a range of wall, drawer and base units, laminate worlsurfaces incorporating inset 1 1/2 bowl, sink and drainer, breakfast bar, electric oven and hob, integrated dishwasher, double glazed window, central heating radiator and laminate flooring.
Snug
This versatile room is currently used as a snug with double glazed window, central heating radiator and laminate flooring.
Utility Room
Fitted with a range of wall units and laminate worksurfaces, plumbing for washing machine, double glazed window, central heating radiator and laminate flooring.
Landing
With double glazed window.
Principal Bedroom
Positioned to the front of the property, this spacious double room has double glazed window providing views accross the valley and central heating radiator.
En-Suite
Fitted with a three piece suite comprising shower, hand wash basin, WC, double glazed window, heated towel rail and laminate flooring.
Bedroom Two
A double room with double glazed window and central heating radiator.
Bedroom Three
This double room has double glazed window, central heating radiator and laminate flooring.
Bathroom
Fitted with a three piece suite comprising bath with shower over, pedestal hand wash basin, WC, double glazed window, central heating radiator and tiled flooring.
Bedroom Four
Located to the front of the property, a single room with double glazed window and central heating radiator.
Garage
Attached double garage with up and over door, power and light.
Externally
This family home is accessed via a tarmacadam driveway with ample parking and access to the garage. The front garden is mainly lawned with shrub borders. The rear garden is a substantial size with extensive lawn, paved patio and mature trees and shrubbery.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
2 Low Ousegate, York
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