Are you an Estate Agent? Register here
Are you an Estate Agent? Register here
2 Low Ousegate, York
£325,000
Bedrooms
Bathrooms
Viewing is highly recommended to fully appreciate the enjoys light and airy accommodation Offered to the market with no onward chain, a beautifully presented three bedroom detached family home which has been lovingly renovated over the years by the current owners. Nestled in a cul de sac in the popular residential area of Cottingley, the property overlooks open fields at the rear and throughout accommodation.
Cottingley is a desirable residential neighbourhood. Situated between Saltaire and Bingley and therefore it has fantastic road links to both towns and the motorway network beyond. In the catchment area for several popular schools, this area is consistently popular with families in particular as well as with young professionals and retirees to name but a few. Ready access to the Aire Valley trunk road means that the Yorkshire Dales National Park, the stunning Pennine countryside around Haworth, and beautiful Wharfedale are all within comfortable driving distance. The accommodation, with gas fired central heating and PVC double glazing, briefly comprises:
GROUND FLOOR
Entrance Hall
A welcoming and spacious hallway with ample space for storage, PVC front entrance door, radiator.
Sitting Room 1111' x 139' (3.63m x 4.2m)
Open plan with the dining room, offering a light and airy reception space with window to the front aspect, radiator and traditional fireplace.
Dining Room 95' x 106' (2.87m x 3.2m)
Sliding doors lead out to the rear garden, wood effect laminate flooring, vertical radiator.
Kitchen
Side entrance door, window to rear aspect, range of shaker style kitchen units with splashback tiling, ceramic sink and drainer, integral eye level double oven, gas hob with extractor hood over, space and plumbing for washing machine, vinyl click flooring.
Downstairs WC
Opaque window to front aspect, Spanish handmade glazed terracotta tiles, low level WC, wash basin.
FIRST FLOOR
Landing
Window to side aspect, open spindle balustrade, loft access.
Bedroom One 97' x 131' (2.92m x 4m)
Window to rear aspect, fitted wardrobe and drawers, laminate flooring, radiator.
Bedroom Two 811' x 112' (2.72m x 3.4m)
Window to front aspect, laminate flooring, radiator.
Bedroom Three 88' x 911' (2.64m x 3.02m)
Window to rear aspect, laminate flooring, radiator.
Bathroom
Opaque window, corner bath with shower over, pedestal wash basin, low level WC, Mosaic tiling, storage cupboard.
Garage 88' x 169' (2.64m x 5.1m)
Remote control garage door, recently installed gas central heating boiler.
Outside
There are immaculate landscaped gardens to the front and rear, including a concrete driveway, two sheds, a covered raised terrace and well stocked flower beds.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
2 Low Ousegate, York
The Property has been saved to your favorites
/ 5
It's quick and easy
