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2 Low Ousegate, York
£205,000
Bedrooms
Bathrooms
Cottingley is a desirable residential neighbourhood. Situated between Saltaire and Bingley and therefore it has fantastic road links to both towns and the motorway network beyond. In the catchment area for several popular schools, this area is consistently popular with families in particular as well as with young professionals and retirees to name but a few. Ready access to the Aire Valley trunk road means that the Yorkshire Dales National Park, the stunning Pennine countryside around Haworth, and beautiful Wharfedale are all within comfortable driving distance.
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Cottingley is a desirable residential neighbourhood. Situated between Saltaire and Bingley and therefore it has fantastic road links to both towns and the motorway network beyond. In the catchment area for several popular schools, this area is consistently popular with families in particular as well as with young professionals and retirees to name but a few. Ready access to the Aire Valley trunk road means that the Yorkshire Dales National Park, the stunning Pennine countryside around Haworth, and beautiful Wharfedale are all within comfortable driving distance. The accommodation, with gas fired central heating and PVC double glazing, briefly comprises:
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Nestled in a quiet cul de sac location, this three bedroom link detached property offers contemporary and well presented accommodation, with an enclosed garden and allocated parking. Viewing is highly recommended to fully appreciate the accommodation.
GROUND FLOOR
PVC entrance door, staircase to first floor.
Sitting Room
A welcoming and cosy sitting room with window to the front aspect, radiator, understairs storage cupboard.
Dining Kitchen
Double doors into the conservatory, range of kitchen units at base and wall level with splashback tiling, ceramic sink and drainer, integral oven, gas hob with extractor hood over, space and plumbing for washing machine, space for fridge freezer, wall mounted central heating radiator.
Conservatory
Double doors out to the garden, windows to three sides.
Downstairs WC
Low level WC, wall mounted wash basin, radiator, coat hanging space.
FIRST FLOOR
Landing
Loft hatch.
Bedroom One
Window to rear aspect, fitted wardrobe, radiator.
Bedroom Two
Window to front aspect, fitted wardrobe, radiator.
Bedroom Three
Window to rear aspect, radiator.
Bathroom
Opaque window, bath with shower attachment, low level WC, pedestal wash basin.
Outside
The property benefits from allocated parking and a lovely, enclosed garden ideal for outdoor relaxation with stone wall borders.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
2 Low Ousegate, York
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