4 bedroom detached for sale

£499,950

4

Bedrooms

2

Bathrooms

Floorplan

Offered for sale is this Four bedroom executive detached property with garden, conservatory, and double garage. Modern design, spacious living areas, generous sized bedrooms, an en-suite, home office and utility room make this property the perfect family home.

Welcome to this modern detached family home located on the highly sought Swan Avenue development. This spacious property boasts four bedrooms, ideal for a growing family or those needing extra space for a home office or gym. The house features a beautifully landscaped garden, perfect for outdoor entertaining or simply enjoying a peaceful retreat. The conservatory provides a bright and airy space to relax and unwind, while the double garage offers ample storage and parking options. Viewings are highly recommended

Entrance Hall
Providing acccess to the ground floor accommodation with staircase to first floor, understairs storage and central heating radiator.

Living Room
Positioned to the front of the property this good sized room has a living flame gas fire in a stone effect surround, double glazed window and two central heating radiators.

Office
Providing a useful space for work/study with double glazed window, central heating radiator and Karndean flooring.

Downstairs WC
Fitted with a two piece suite in White comprising floating hand wash basin, low level WC, central heating radiator and vinyl flooring.

Kitchen
Located to the rear of the property, this well equipped kitchen has a range of wall, drawer and base units, laminate worksurfaces incorporating stainless steel sink and drainer, integrated appliances including, fridge/freezer, dishwasher, double electric oven and gas hob. A double glazed window providing views of the garden and tiled flooring with underfloor heating.

Utility Room
Accessed via the kitchen this useful utility has wall, drawer and base units with laminate worksurfaces over, plumbing for washing machine, double glazed window to the side, tiled flooring and underfloor heating.

Orangery
This is a great addition to the property, double glazed windows with French doors leading out to the garden, feature radiator, tiled flooring and underfloor heating.

Landing
Providing access to the first floor accommodation, double glazed window and central heating radiator.

Bedroom
Good sized double room with two double glazed windows providing dual aspect and two central heating radiators.

En-Suite
Fitted with a three piece suite comprising shower, hand wash basin, low level WC, double glazed window, central heating radiator and vinyl flooring.

House Bathroom
Fitted with a three piece suite comprising of bath with shower attachment, hand wash basin, low level WC, double glazed window, central heating radiator and vinyl flooring.

Bedroom
Situated to the front of the property this double room has a range of fitted wardrobes, double glazed window, central heating radaitor and Karndean flooring.

Second Floor Landing
Double Glazed Velux window and central heating radiator.

Bedroom
Spacious room with walk in wardrobe, double glazed window to the front, double glazed Velux window, central heating radiator and Karndean flooring.

Bedroom
This double room has a walk in wardrobe, double glazed window, double glazed Velux and central heating radiator.

Garage
Double garage with up and over door, power and light.

Externally
To the front of the property is a driveway providing off road parking. To the rear is a substantial size rear garden with paved patio, lawn and shrub borders.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 415158.75

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 12498.75
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 40196.25
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

Adjust these figures

  %
  %
£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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