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2 Low Ousegate, York
£625,000
Bedrooms
Bathrooms
Situated in the sought-after village of Harden on the outskirts of Bingley, this property enjoys a desirable semi-rural setting with a strong sense of community and easy access to a range of local amenities. Harden is well-regarded for its picturesque surroundings, including the nearby St. Ives Estate with woodland walks, bridleways, and a golf course, offering an ideal balance of countryside living and convenience. The village benefits from local shops, a primary school, traditional pubs, and regular public transport links to Bingley, Keighley, and Bradford.
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Situated in the sought-after village of Harden on the outskirts of Bingley, this property enjoys a desirable semi-rural setting with a strong sense of community and easy access to a range of local amenities. Harden is well-regarded for its picturesque surroundings, including the nearby St. Ives Estate with woodland walks, bridleways, and a golf course, offering an ideal balance of countryside living and convenience. The village benefits from local shops, a primary school, traditional pubs, and regular public transport links to Bingley, Keighley, and Bradford. Bingley itself offers excellent rail connections to Leeds and Skipton, making Harden a popular choice for commuters and families alike. The area combines peaceful village life with access to reputable schools and scenic outdoor spaces, making it an attractive location for a wide range of buyers.
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A spacious and thoughtfully designed detached home offering modern family living in a desirable village setting. The accommodation includes a bright and airy living room, and a stunning open-plan kitchen/dining/sitting area fitted with high-quality appliances and finishesperfect for everyday family life or entertaining. The ground floor is fully tiled for practicality and a sleek finish, while the upstairs is comfortably carpeted. The property benefits from full gas central heating and double glazing throughout. There are four well-proportioned bedrooms, including a generous principal suite with built-in wardrobes and a private en suite, as well as a stylish family bathroom. Externally, the home features ample off-road parking, a large detached garage with an automatic door, and spacious tiered gardens with lawned and patio areas. A gated childrens play space, currently also used for growing fruit, adds further charm and versatility to this fantastic outdoor setting.
Entrance Hall
A spacious and welcoming entrance hallway, ideal for storing coats and boots, creating an immediate sense of warmth and practicality. The area benefits from a convenient under-stairs cupboard, providing excellent additional storage and helping to keep the space neat and clutter-free.
Kitchen Dining Family Room
This stunning open-plan space is the heart of the homeperfect for entertaining or enjoying family time. The well-equipped kitchen features elegant marble worktops, a 5-burner Rangemaster cooker, and integrated appliances including a dishwasher and fridge freezer. Theres ample room for a family dining table, making it ideal for both everyday living and hosting guests. A cosy sitting area is enhanced by a log burner set beneath a charming oak beam, adding warmth and character to the room. From here, double doors lead into the garden room, currently utilised as a playroom, offering a versatile extension of the living space with views onto the garden.
Garden Room
Flooded with natural light from two Velux windows, this bright and versatile garden room offers a comfortable space that can be enjoyed year-round. Well-heated and thoughtfully designed with windows and patio doors, its currently used as a playroom but would equally suit use as a home office, snug, or reading area. With direct access to the rear garden, it provides a seamless transition between indoor and outdoor livingperfect for both everyday family life and entertaining.
Utility Room
A spacious and practical utility room offering ample space for both a washing machine and dryer. The utility also houses the boiler and provides additional worktop and storage space, ideal for keeping laundry and household tasks separate from the main living areas. A side door gives direct access to the gardenperfect for outdoor chores or muddy boots. The utility room also leads to the downstairs WC.
Downstairs W.C
A convenient ground floor cloakroom featuring a freestanding hand basin and WC. Neatly presented and easily accessible from the utility room, it adds valuable practicality to the home.
Sitting Room
A perfect secondary living space, ideal as a snug or cosy family nights. Finished in neutral dcor with a window providing natural light, this versatile room offers a calm and comfortable setting to suit a variety of needs.
Bedroom One
The principal bedroom is located at the front of the house and enjoys a light and airy feel. It features built-in sliding wardrobes, offering excellent storage while maintaining a sleek and modern look. This well-proportioned room also benefits from a private en suite bathroom, adding convenience and comfort.
Ensuite Bathroom
A well-proportioned en suite featuring a walk-in shower, WC, and hand basin set within a modern vanity unit, providing both style and useful storage. The room is finished with a heated towel rail, adding comfort and convenience to this private space.
Bedroom Two
A spacious double bedroom overlooking the rear garden, enjoying a peaceful outlook and plenty of natural light through a generously sized window. Tastefully decorated and well-proportioned, this room offers both comfort and versatilityideal for a guest room, teenagers bedroom, or additional family accommodation.
Bedroom Three
Similar in size and style to Bedroom Three, this spacious double bedroom also enjoys views over the rear garden. With a window allowing in plenty of natural light, its a bright and comfortable spaceperfect for family, guests, or flexible use.
Bedroom Four
Currently used as a spacious home office, this versatile room can comfortably accommodate a double bed and bedroom furniture. Well-proportioned and neutrally decorated, it offers flexibility to suit a variety of needswhether as a fourth bedroom, study, or hobby space.
House Bathroom
Modern in design, the house bathroom features a sleek suite comprising a bath with overhead shower, a floating sink, and a WC. A heated towel rail adds comfort, while built-in shelving provides handy storageperfect for bath-time essentials, toys, and everyday toiletries. Stylish and practical, its a well-thought-out space ideal for family living.
Outside and Garage
The property boasts generous, beautifully landscaped gardens arranged over two tiers, offering a variety of spaces for relaxation, play, and outdoor entertaining. The lower level features a combination of lawned areas and spacious patiosideal for alfresco dining or family gatherings. A gated childrens play area sits at the top of the garden, providing a safe and secure space that also includes a productive fruit-growing sectionperfect for those looking to embrace a bit of home gardening. Completing the external space is a large detached garage with an automatic door and convenient side access, offering excellent storage or workshop potential, in addition to secure parking.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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